/* ================================================================
   FINTECH HUMANS INTELLIGENCE LAB
   Kosovo Banking Market Intelligence Platform — Design System v3
   Premium · Neutral · Executive · Consulting-grade
   ================================================================ */
:root {
  /* — Surface stack — */
  --bg-app:#0B1220;        /* primary dark — app shell */
  --bg-2:#111827;          /* secondary navy */
  --bg-3:#1F2937;          /* graphite */
  --bg-4:#263348;          /* elevated dark */
  --surface:#FFFFFF;
  --surface-2:#F8FAFC;
  --surface-3:#F1F5F9;
  --border:#E5E7EB;
  --border-2:#CBD5E1;
  --border-d:rgba(255,255,255,.08);
  --border-d2:rgba(255,255,255,.14);

  /* — Text stack — */
  --text:#0F172A;
  --text-2:#475569;
  --text-3:#64748B;
  --text-4:#94A3B8;
  --text-d:#E2E8F0;
  --text-d2:#94A3B8;
  --text-d3:#64748B;

  /* — Brand & accents — */
  --accent:#2563EB;        /* fintech blue */
  --accent-2:#1D4ED8;
  --cyan:#06B6D4;
  --gold:#C8A24A;          /* premium gold */
  --gold-2:#A78230;

  /* — Analytical state colors — */
  --pos:#059669;  --pos-bg:#ECFDF5;  --pos-bd:#A7F3D0;
  --neg:#DC2626;  --neg-bg:#FEF2F2;  --neg-bd:#FECACA;
  --warn:#D97706; --warn-bg:#FFFBEB; --warn-bd:#FDE68A;
  --info:#0284C7; --info-bg:#F0F9FF; --info-bd:#BAE6FD;
  --strat:#7C3AED;--strat-bg:#F5F3FF;--strat-bd:#DDD6FE;

  /* — Geometry — */
  --r-sm:6px; --r:8px; --r-lg:12px; --r-xl:16px;
  --sh-1:0 1px 2px rgba(15,23,42,.04),0 1px 3px rgba(15,23,42,.06);
  --sh-2:0 2px 4px rgba(15,23,42,.04),0 4px 12px rgba(15,23,42,.06);
  --sh-3:0 4px 8px rgba(15,23,42,.05),0 12px 32px rgba(15,23,42,.08);
  --sh-gold:0 0 0 1px rgba(200,162,74,.18),0 4px 16px rgba(200,162,74,.12);

  /* — Motion — */
  --tx:.2s cubic-bezier(.4,.0,.2,1);
}
*{box-sizing:border-box;margin:0;padding:0}
*::before,*::after{box-sizing:border-box}
html,body{min-height:100%}
body{
  font-family:'Inter','Manrope','Segoe UI',system-ui,-apple-system,sans-serif;
  background:var(--surface-2);color:var(--text);font-size:14px;line-height:1.55;
  font-feature-settings:'cv11','ss01','ss02';
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
}
a{color:inherit;text-decoration:none}
button,select,input{font-family:inherit;font-size:inherit}
button{cursor:pointer;border:none;background:none}

/* ── HEADER (premium app bar) ──────────────────────────────── */
.ch{
  background:linear-gradient(180deg,#0B1220 0%,#0F172A 100%);
  color:#fff;padding:14px 24px;
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px;
  border-bottom:1px solid var(--border-d);
  position:relative;
}
.ch::after{
  content:'';position:absolute;left:0;right:0;bottom:0;height:1px;
  background:linear-gradient(90deg,transparent 0%,rgba(200,162,74,.4) 30%,rgba(200,162,74,.4) 70%,transparent 100%);
}
.ch-brand{display:flex;align-items:center;gap:14px;min-width:0}
.ch-mark{
  width:36px;height:36px;border-radius:9px;flex-shrink:0;
  background:linear-gradient(135deg,#1F2937 0%,#0B1220 100%);
  border:1px solid rgba(200,162,74,.45);
  display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:13px;letter-spacing:.04em;color:var(--gold);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.06);
}
.ch-title h1{
  font-size:15px;font-weight:600;letter-spacing:-.01em;color:#fff;
  display:flex;align-items:baseline;gap:8px;
}
.ch-title h1 small{
  font-size:10px;font-weight:500;letter-spacing:.18em;color:var(--gold);
  text-transform:uppercase;
}
.ch-title p{font-size:11px;color:var(--text-d3);margin-top:2px;letter-spacing:.01em}
.ch-right{display:flex;align-items:center;gap:8px;flex-wrap:wrap}

.bank-sel select,.ctrl-sel{
  background:#1F2937;color:#F1F5F9;border:1px solid #334155;
  padding:7px 12px;border-radius:7px;font-size:12.5px;font-weight:500;
  cursor:pointer;outline:none;transition:all var(--tx);
  appearance:none;-webkit-appearance:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'><path d='M3 5l3 3 3-3' stroke='%2394A3B8' stroke-width='1.4' fill='none' stroke-linecap='round'/></svg>");
  background-repeat:no-repeat;background-position:right 8px center;padding-right:26px;
}
.bank-sel select{font-weight:600;min-width:170px}
.bank-sel select:hover,.ctrl-sel:hover{border-color:#475569}
.bank-sel select:focus,.ctrl-sel:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.15)}

.status-badge{
  font-size:10.5px;padding:5px 10px;border-radius:20px;font-weight:600;
  background:#1F2937;color:var(--text-d2);border:1px solid #334155;
  white-space:nowrap;letter-spacing:.02em;
}
.status-badge.ok{background:rgba(5,150,105,.1);color:#6EE7B7;border-color:rgba(110,231,183,.3)}
.status-badge.err{background:rgba(220,38,38,.1);color:#FCA5A5;border-color:rgba(252,165,165,.3)}

.nav-link-ext{
  font-size:11px;color:var(--text-d2);padding:6px 10px;border-radius:6px;
  border:1px solid #334155;white-space:nowrap;transition:all var(--tx);
  font-weight:500;
}
.nav-link-ext:hover{color:#fff;border-color:#475569;background:#1F2937}

/* ── CONTROL BAR ───────────────────────────────────────────── */
.ctrl-bar{
  background:linear-gradient(180deg,#111827 0%,#0F172A 100%);
  border-bottom:1px solid var(--border-d);
  padding:9px 22px;display:flex;align-items:center;gap:10px;flex-wrap:wrap;
  position:sticky;top:0;z-index:50;
  box-shadow:0 1px 0 var(--border-d);
}
.ctrl-group{display:flex;align-items:center;gap:7px}
.ctrl-sep{width:1px;height:18px;background:var(--border-d2);margin:0 6px}
.ctrl-label{
  font-size:9.5px;font-weight:600;text-transform:uppercase;letter-spacing:.1em;
  color:var(--text-d3);white-space:nowrap;
}
.ctrl-toggle{
  display:flex;background:#1F2937;border:1px solid #334155;border-radius:7px;
  overflow:hidden;padding:2px;
}
.ctrl-toggle button{
  color:var(--text-d3);padding:5px 11px;font-size:11px;font-weight:600;
  border-radius:5px;transition:all var(--tx);white-space:nowrap;
}
.ctrl-toggle button:hover{color:#fff}
.ctrl-toggle button.active{background:var(--accent);color:#fff;box-shadow:var(--sh-1)}

/* ── NAV (premium tab bar) ─────────────────────────────────── */
.cn{
  background:#0F172A;border-bottom:1px solid var(--border-d);
  overflow-x:auto;white-space:nowrap;
}
.cn::-webkit-scrollbar{height:0}
.cn-inner{display:flex;padding:0 18px;gap:2px}
.cn-btn{
  color:var(--text-d3);padding:11px 14px;font-size:12px;font-weight:500;
  letter-spacing:.005em;white-space:nowrap;transition:all var(--tx);
  position:relative;border-bottom:2px solid transparent;
}
.cn-btn:hover{color:#fff}
.cn-btn.active{
  color:#fff;border-bottom-color:var(--gold);
  font-weight:600;
}
.cn-btn.active::before{
  content:'';position:absolute;left:14px;right:14px;top:0;height:1px;
  background:rgba(200,162,74,.3);
}
.cn-badge{
  display:inline-flex;align-items:center;justify-content:center;
  min-width:16px;height:16px;border-radius:8px;background:var(--neg);
  color:#fff;font-size:9px;font-weight:700;padding:0 5px;margin-left:5px;
}

/* ── LAYOUT ─────────────────────────────────────────────────── */
.cm{padding:22px 24px;max-width:1480px;margin:0 auto}
.cs{display:none}
.cs.active{display:block;animation:fadeUp .3s var(--tx)}
@keyframes fadeUp{from{opacity:0;transform:translateY(4px)}to{opacity:1;transform:translateY(0)}}

.cs-hd{margin-bottom:18px;padding-bottom:14px;border-bottom:1px solid var(--border)}
.cs-hd h2{
  font-size:17px;font-weight:600;letter-spacing:-.01em;color:var(--text);
  display:flex;align-items:center;gap:10px;
}
.cs-hd h2 .anchor{
  font-size:9px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  color:var(--gold);padding:3px 8px;border:1px solid rgba(200,162,74,.25);
  background:rgba(200,162,74,.06);border-radius:4px;
}
.cs-hd p{font-size:12px;color:var(--text-3);margin-top:5px;letter-spacing:.005em;max-width:920px}

/* ── CARDS ──────────────────────────────────────────────────── */
.card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r);
  box-shadow:var(--sh-1);padding:16px 18px;transition:box-shadow var(--tx);
}
.card:hover{box-shadow:var(--sh-2)}
.card-sm{padding:12px 14px}
.card-xs{padding:9px 12px}
.card-elevated{box-shadow:var(--sh-2)}
.card-accent{border-left:3px solid var(--accent)}
.card-pos{border-left:3px solid var(--pos)}
.card-neg{border-left:3px solid var(--neg)}
.card-warn{border-left:3px solid var(--warn)}
.card-gold{border-left:3px solid var(--gold)}
.card-strat{border-left:3px solid var(--strat)}
.card-dark{
  background:linear-gradient(180deg,#0F172A 0%,#111827 100%);color:#F1F5F9;
  border-color:var(--border-d);
}

.cg{display:grid;gap:12px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g5{grid-template-columns:repeat(5,1fr)}
.g6{grid-template-columns:repeat(6,1fr)}
@media(max-width:1240px){.g6{grid-template-columns:repeat(3,1fr)}.g5{grid-template-columns:repeat(3,1fr)}}
@media(max-width:1000px){.g4{grid-template-columns:repeat(2,1fr)}.g5{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.g2,.g3,.g4,.g5,.g6{grid-template-columns:1fr}}

/* ── KPI ────────────────────────────────────────────────────── */
.kl{
  display:block;font-size:9.5px;font-weight:700;text-transform:uppercase;
  letter-spacing:.09em;color:var(--text-3);margin-bottom:6px;
}
.kv{
  display:block;font-size:24px;font-weight:600;color:var(--text);line-height:1.1;
  letter-spacing:-.02em;font-feature-settings:'tnum';
}
.kv.lg{font-size:30px;font-weight:700}
.kv.sm{font-size:18px}
.kv.xs{font-size:14px;font-weight:600}
.ks{display:block;font-size:10.5px;color:var(--text-3);margin-top:4px;letter-spacing:.005em}
.kmv{display:block;font-size:11.5px;font-weight:600;margin-top:4px}

.kpi-delta{
  display:inline-flex;align-items:center;gap:3px;font-size:10.5px;font-weight:600;
  padding:2px 7px;border-radius:4px;margin-top:4px;letter-spacing:.005em;
}
.kpi-delta.pos{background:var(--pos-bg);color:var(--pos)}
.kpi-delta.neg{background:var(--neg-bg);color:var(--neg)}
.kpi-delta.neu{background:var(--surface-3);color:var(--text-3)}

/* ── COLORS / STATE ─────────────────────────────────────────── */
.pos{color:var(--pos)}.neg{color:var(--neg)}.neu{color:var(--text-3)}.wrn{color:var(--warn)}.inf{color:var(--info)}
.bg-pos{background:var(--pos-bg)}.bg-neg{background:var(--neg-bg)}.bg-warn{background:var(--warn-bg)}.bg-info{background:var(--info-bg)}

/* ── STATUS BADGES (premium pills) ──────────────────────────── */
.st-pill{
  display:inline-flex;align-items:center;gap:5px;padding:3px 9px;border-radius:14px;
  font-size:10.5px;font-weight:600;letter-spacing:.02em;white-space:nowrap;
  border:1px solid;
}
.st-pill::before{content:'';width:5px;height:5px;border-radius:50%;background:currentColor}
.st-strong{background:var(--pos-bg);color:var(--pos);border-color:var(--pos-bd)}
.st-stable{background:var(--info-bg);color:var(--info);border-color:var(--info-bd)}
.st-watch{background:var(--warn-bg);color:var(--warn);border-color:var(--warn-bd)}
.st-pressure{background:var(--neg-bg);color:var(--neg);border-color:var(--neg-bd)}
.st-data{background:var(--strat-bg);color:var(--strat);border-color:var(--strat-bd)}
.st-na{background:var(--surface-3);color:var(--text-3);border-color:var(--border-2)}

/* ── RANK BADGE ─────────────────────────────────────────────── */
.rb{
  display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;
  border-radius:6px;font-size:11px;font-weight:700;background:var(--surface-3);
  color:var(--text-2);border:1px solid var(--border);flex-shrink:0;
  font-feature-settings:'tnum';
}
.rb.r1{background:linear-gradient(135deg,#FEF9C3 0%,#FDE68A 100%);color:#854D0E;border-color:#FDE047}
.rb.r2{background:linear-gradient(135deg,#F1F5F9 0%,#E2E8F0 100%);color:#334155;border-color:#94A3B8}
.rb.r3{background:linear-gradient(135deg,#FEF3E2 0%,#FED7AA 100%);color:#92400E;border-color:#FED7AA}
.rb-lg{width:34px;height:34px;font-size:13px;border-radius:8px}

/* ── TABLE ──────────────────────────────────────────────────── */
.tw{overflow-x:auto;-webkit-overflow-scrolling:touch}
.ct{width:100%;border-collapse:collapse;font-size:13px}
.ct th{
  background:var(--surface-2);text-align:left;padding:9px 12px;font-size:9.5px;
  font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  border-bottom:1px solid var(--border);white-space:nowrap;
}
.ct th.num{text-align:right}
.ct td{
  padding:9px 12px;border-bottom:1px solid var(--surface-3);vertical-align:middle;
  white-space:nowrap;
}
.ct td.num{text-align:right;font-feature-settings:'tnum'}
.ct tr:last-child td{border-bottom:none}
.ct tr:hover td{background:var(--surface-2)}
.ct tr.sel-row td{background:rgba(37,99,235,.04)!important;font-weight:600}
.ct tr.sel-row:hover td{background:rgba(37,99,235,.08)!important}
.ct tr.leader-row td{background:rgba(200,162,74,.05)!important}
.bk-cell{display:flex;align-items:center;gap:7px}

/* ── HEATMAP ────────────────────────────────────────────────── */
.hm-cell{
  padding:5px 8px;border-radius:4px;font-size:11px;font-weight:600;text-align:center;
  white-space:nowrap;font-feature-settings:'tnum';
}
.hm-5{background:#1E40AF;color:#fff}
.hm-4{background:#3B82F6;color:#fff}
.hm-3{background:#93C5FD;color:#1E3A8A}
.hm-2{background:#DBEAFE;color:#1E3A8A}
.hm-1{background:#EFF6FF;color:#1E3A8A}
.hm-0{background:var(--surface-3);color:var(--text-3)}

/* ── INSIGHT BLOCKS ─────────────────────────────────────────── */
.ib{
  background:var(--surface-2);border-left:3px solid var(--accent);
  border-radius:0 var(--r) var(--r) 0;padding:11px 14px;font-size:12px;
  color:var(--text-2);margin-top:10px;line-height:1.7;
}
.ib.success{border-left-color:var(--pos);background:var(--pos-bg)}
.ib.warn{border-left-color:var(--warn);background:var(--warn-bg)}
.ib.danger{border-left-color:var(--neg);background:var(--neg-bg)}
.ib.info{border-left-color:var(--info);background:var(--info-bg)}
.ib.strat{border-left-color:var(--strat);background:var(--strat-bg)}
.ib-title{
  font-weight:700;font-size:9.5px;text-transform:uppercase;letter-spacing:.09em;
  margin-bottom:4px;display:flex;align-items:center;gap:5px;
}

/* ── ALERTS ─────────────────────────────────────────────────── */
.ag{display:flex;flex-direction:column;gap:8px}
.ac{
  display:flex;align-items:flex-start;gap:11px;padding:11px 14px;border-radius:var(--r);
  border:1px solid;font-size:12px;line-height:1.6;background:var(--surface);
}
.ac.red{border-color:var(--neg-bd);background:var(--neg-bg)}
.ac.yellow{border-color:var(--warn-bd);background:var(--warn-bg)}
.ac.green{border-color:var(--pos-bd);background:var(--pos-bg)}
.ac.blue{border-color:var(--info-bd);background:var(--info-bg)}
.ac-icon{font-size:14px;flex-shrink:0;margin-top:1px;font-weight:700;line-height:1}
.ac-body{flex:1;min-width:0}
.ac-title{font-weight:600;margin-bottom:2px;color:var(--text)}
.ac-bank{
  font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;
  margin-bottom:2px;color:var(--text-3);
}
.ac-desc{color:var(--text-2)}

/* ── BANK DOT ───────────────────────────────────────────────── */
.bd{border-radius:50%;flex-shrink:0;display:inline-block}
.bd-sm{width:7px;height:7px}
.bd-md{width:9px;height:9px}
.bd-lg{width:12px;height:12px}

/* ── MOMENTUM ROW ───────────────────────────────────────────── */
.mv-row{
  display:flex;align-items:center;gap:10px;padding:8px 0;
  border-bottom:1px solid var(--surface-3);font-size:12px;
}
.mv-row:last-child{border-bottom:none}
.mv-bank{font-weight:600;display:flex;align-items:center;gap:6px;min-width:88px}
.mv-share{color:var(--text-3);font-size:10.5px;min-width:54px}
.mv-bar{flex:1;height:5px;background:var(--surface-3);border-radius:3px;overflow:hidden;min-width:60px}
.mv-bar-fill{height:100%;border-radius:3px;transition:width .4s ease}
.mv-val{font-weight:700;min-width:62px;text-align:right;font-size:11.5px;font-feature-settings:'tnum'}

/* ── CHART CONTAINERS ───────────────────────────────────────── */
.chart-wrap{min-height:280px}
.chart-wrap.sm{min-height:200px}
.chart-wrap.lg{min-height:340px}
.chart-wrap.xl{min-height:400px}
.chart-title{
  font-size:11px;font-weight:700;color:var(--text);margin-bottom:8px;
  text-transform:uppercase;letter-spacing:.08em;
}
.chart-subtitle{
  font-size:11px;color:var(--text-3);margin-bottom:12px;letter-spacing:.005em;
  font-weight:500;
}

/* ── SCANNER ────────────────────────────────────────────────── */
.action-label{
  display:inline-block;font-size:9.5px;font-weight:700;padding:3px 9px;border-radius:12px;
  text-transform:uppercase;letter-spacing:.06em;
}
.action-defend{background:var(--pos-bg);color:var(--pos);border:1px solid var(--pos-bd)}
.action-attack{background:rgba(37,99,235,.08);color:var(--accent);border:1px solid rgba(37,99,235,.2)}
.action-fix{background:var(--warn-bg);color:var(--warn);border:1px solid var(--warn-bd)}
.action-deprioritize{background:var(--surface-3);color:var(--text-3);border:1px solid var(--border)}

/* ── METHODOLOGY ────────────────────────────────────────────── */
details{
  border:1px solid var(--border);border-radius:var(--r);overflow:hidden;
  margin-bottom:10px;background:var(--surface);
}
details summary{
  padding:12px 16px;font-size:13px;font-weight:600;cursor:pointer;
  background:var(--surface-2);user-select:none;list-style:none;
  display:flex;align-items:center;gap:9px;color:var(--text);transition:background var(--tx);
}
details summary:hover{background:var(--surface-3)}
details summary::before{
  content:'';width:0;height:0;border-left:5px solid var(--text-3);
  border-top:4px solid transparent;border-bottom:4px solid transparent;
  transition:transform .2s var(--tx);flex-shrink:0;
}
details[open] summary::before{transform:rotate(90deg)}
details[open] summary{border-bottom:1px solid var(--border)}
details .d-body{padding:14px 18px;font-size:12px;line-height:1.75;color:var(--text-2)}
details .d-body code{
  background:var(--surface-3);padding:1px 6px;border-radius:3px;
  font-family:'JetBrains Mono','SF Mono',Consolas,monospace;font-size:11px;color:var(--text);
}

/* ── MINI BAR ───────────────────────────────────────────────── */
.mbar-wrap{
  background:var(--surface-3);border-radius:3px;height:5px;margin-top:5px;overflow:hidden;
}
.mbar{height:100%;border-radius:3px;background:var(--accent);transition:width .4s ease}

/* ── EXECUTIVE COMMENTARY ───────────────────────────────────── */
.exec-commentary{
  display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:16px;
}
@media(max-width:900px){.exec-commentary{grid-template-columns:1fr}}
.ec-block{padding:13px 15px;border-radius:var(--r);border:1px solid var(--border);background:var(--surface)}
.ec-block.what{border-left:3px solid var(--text-3)}
.ec-block.why{border-left:3px solid var(--info)}
.ec-block.next{border-left:3px solid var(--gold)}
.ec-label{
  font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;
  margin-bottom:6px;color:var(--text-3);
}
.ec-text{font-size:12.5px;line-height:1.65;color:var(--text-2)}

/* ── QUADRANT GRID ──────────────────────────────────────────── */
.quad-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:900px){.quad-grid{grid-template-columns:1fr}}

/* ── RANK TRACKER ───────────────────────────────────────────── */
.rt-row{
  display:flex;align-items:center;gap:11px;padding:10px 14px;border-radius:var(--r);
  background:var(--surface);border:1px solid var(--border);margin-bottom:6px;
}
.rt-cat{flex:1;font-weight:600;font-size:12.5px}
.rt-rank{font-weight:700;font-size:14px;min-width:30px;text-align:center;font-feature-settings:'tnum'}
.rt-arrow{font-size:14px;min-width:20px;text-align:center;font-weight:700}
.rt-change{font-size:11px;font-weight:600;min-width:60px;text-align:right;font-feature-settings:'tnum'}
.rt-improved{color:var(--pos)}
.rt-declined{color:var(--neg)}
.rt-unchanged{color:var(--text-3)}

/* ── FORMULA / AUDIT TABLES ─────────────────────────────────── */
.ft,.at,.wf-tbl,.pl-tbl{width:100%;border-collapse:collapse;font-size:12px}
.ft td{padding:8px 12px;border-bottom:1px solid var(--surface-3)}
.ft tr:last-child td{border-bottom:none}
.ft td:first-child{font-weight:600;width:38%;color:var(--text)}
.at th,.wf-tbl th,.pl-tbl th{
  background:var(--surface-2);padding:8px 11px;font-size:9.5px;font-weight:700;
  text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  border-bottom:1px solid var(--border);
}
.at td,.wf-tbl td,.pl-tbl td{padding:8px 11px;border-bottom:1px solid var(--surface-3)}
.at tr:last-child td,.wf-tbl tr:last-child td,.pl-tbl tr:last-child td{border-bottom:none}
.audit-pass{color:var(--pos);font-weight:700}
.audit-fail{color:var(--neg);font-weight:700}
.wf-tbl tr.tot td{font-weight:700;background:var(--surface-2)}
.wf-gain{color:var(--pos);font-weight:600}
.wf-loss{color:var(--neg);font-weight:600}

/* ── DIVIDER ────────────────────────────────────────────────── */
.divider{height:1px;background:var(--border);margin:18px 0}

/* ── BVB COMPARISON ─────────────────────────────────────────── */
.bvb-grid{display:grid;grid-template-columns:1fr auto 1fr;gap:0;align-items:stretch}
@media(max-width:760px){.bvb-grid{grid-template-columns:1fr}}
.bvb-side{padding:14px 16px;background:var(--surface-2);border-radius:var(--r)}
.bvb-side.a{border-left:3px solid var(--accent)}
.bvb-side.b{border-left:3px solid var(--gold)}
.bvb-vs{
  display:flex;align-items:center;justify-content:center;font-size:10px;
  font-weight:700;letter-spacing:.15em;color:var(--text-3);
  padding:0 14px;text-transform:uppercase;
}
.bvb-bank-name{font-weight:700;font-size:14px;color:var(--text);margin-bottom:8px;display:flex;align-items:center;gap:6px}
.bvb-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:6px 0;border-bottom:1px solid var(--surface-3);font-size:11.5px;
}
.bvb-row:last-child{border-bottom:none}
.bvb-row span:first-child{color:var(--text-3)}
.bvb-row span:last-child{font-weight:600;color:var(--text);font-feature-settings:'tnum'}

/* ════════════════════════════════════════════════════════════
   S15 — FINANCIAL RESULTS & PRODUCT PERFORMANCE COMMENTARY
   ════════════════════════════════════════════════════════════ */
.fr-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
@media(max-width:1000px){.fr-grid{grid-template-columns:1fr}}

.va-tbl{width:100%;border-collapse:collapse;font-size:12px}
.va-tbl th{
  background:var(--surface-2);padding:8px 10px;font-size:9.5px;font-weight:700;
  text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  border-bottom:1px solid var(--border);text-align:left;white-space:nowrap;
}
.va-tbl th.num{text-align:right}
.va-tbl td{padding:8px 10px;border-bottom:1px solid var(--surface-3);vertical-align:middle}
.va-tbl td.num{text-align:right;font-feature-settings:'tnum';font-weight:600}
.va-tbl tr:last-child td{border-bottom:none}
.va-tbl tr:hover td{background:var(--surface-2)}
.va-ratio-name{font-weight:600;color:var(--text);font-size:12px}
.va-formula{font-size:10px;color:var(--text-3);margin-top:2px;font-family:'JetBrains Mono',monospace}

.pp-tbl{width:100%;border-collapse:collapse;font-size:12px}
.pp-tbl th{
  background:var(--surface-2);padding:8px 10px;font-size:9.5px;font-weight:700;
  text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  border-bottom:1px solid var(--border);text-align:left;white-space:nowrap;
}
.pp-tbl th.num{text-align:right}
.pp-tbl td{padding:8px 10px;border-bottom:1px solid var(--surface-3);vertical-align:middle}
.pp-tbl td.num{text-align:right;font-feature-settings:'tnum'}
.pp-tbl tr:last-child td{border-bottom:none}
.pp-tbl tr:hover td{background:var(--surface-2)}
.pp-prod{font-weight:600;color:var(--text)}
.pp-comment{font-size:11.5px;color:var(--text-2);max-width:340px;white-space:normal;line-height:1.55}

.profit-funnel{
  display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:10px 0;
}
@media(max-width:760px){.profit-funnel{grid-template-columns:repeat(2,1fr)}}
.pf-step{
  background:var(--surface-2);border:1px solid var(--border);border-radius:var(--r);
  padding:10px 12px;position:relative;
}
.pf-step::after{
  content:'›';position:absolute;right:-8px;top:50%;transform:translateY(-50%);
  font-size:18px;color:var(--text-4);font-weight:700;
}
.pf-step:last-child::after{display:none}
.pf-step-label{font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:var(--text-3);margin-bottom:3px}
.pf-step-val{font-size:14px;font-weight:700;color:var(--text);font-feature-settings:'tnum'}
.pf-step-pct{font-size:10.5px;color:var(--text-3);margin-top:2px}

/* ════════════════════════════════════════════════════════════
   S16 — COMPETITIVE BATTLECARD
   ════════════════════════════════════════════════════════════ */
.bc-grid{
  display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px;margin-bottom:14px;
}
@media(max-width:1100px){.bc-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.bc-grid{grid-template-columns:1fr}}

.bc-summary{
  background:linear-gradient(180deg,#0F172A 0%,#1F2937 100%);color:#F1F5F9;
  border:1px solid var(--border-d);border-radius:var(--r-lg);padding:18px 20px;
  position:relative;overflow:hidden;
}
.bc-summary::before{
  content:'';position:absolute;top:0;right:0;width:140px;height:140px;
  background:radial-gradient(circle at 100% 0,rgba(200,162,74,.1) 0%,transparent 60%);
  pointer-events:none;
}
.bc-summary .bc-sum-label{
  font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.18em;
  color:var(--gold);margin-bottom:8px;
}
.bc-summary .bc-sum-bank{
  font-size:24px;font-weight:700;letter-spacing:-.01em;color:#fff;margin-bottom:4px;
}
.bc-summary .bc-sum-period{font-size:11px;color:var(--text-d2);margin-bottom:14px}
.bc-summary .bc-sum-stat{
  display:flex;align-items:center;justify-content:space-between;padding:7px 0;
  border-bottom:1px solid var(--border-d);font-size:12px;
}
.bc-summary .bc-sum-stat:last-of-type{border-bottom:none}
.bc-summary .bc-sum-label-sm{color:var(--text-d2);font-size:11px}
.bc-summary .bc-sum-val{font-weight:700;color:#fff;font-feature-settings:'tnum'}
.bc-summary .bc-sum-val small{color:var(--text-d2);font-weight:500;margin-left:4px}

.bc-card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:14px 16px;
}
.bc-card-hd{
  font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;
  color:var(--text-3);margin-bottom:12px;display:flex;align-items:center;gap:7px;
}
.bc-card-hd::before{content:'';width:14px;height:1px;background:var(--gold)}
.bc-card.strengths .bc-card-hd::before{background:var(--pos)}
.bc-card.pressure .bc-card-hd::before{background:var(--neg)}
.bc-card.threats .bc-card-hd::before{background:var(--neg)}
.bc-card.opportunities .bc-card-hd::before{background:var(--accent)}
.bc-card.defense .bc-card-hd::before{background:var(--gold)}

.bc-item{
  display:flex;align-items:flex-start;gap:9px;padding:8px 0;
  border-bottom:1px solid var(--surface-3);font-size:11.5px;
}
.bc-item:last-child{border-bottom:none}
.bc-item-icon{
  width:22px;height:22px;border-radius:5px;flex-shrink:0;
  display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;
}
.bc-item.pos .bc-item-icon{background:var(--pos-bg);color:var(--pos)}
.bc-item.neg .bc-item-icon{background:var(--neg-bg);color:var(--neg)}
.bc-item.warn .bc-item-icon{background:var(--warn-bg);color:var(--warn)}
.bc-item.info .bc-item-icon{background:var(--info-bg);color:var(--info)}
.bc-item-body{flex:1;min-width:0}
.bc-item-prod{font-weight:600;color:var(--text);margin-bottom:2px}
.bc-item-detail{color:var(--text-3);font-size:11px;line-height:1.55}
.bc-item-bar{
  display:inline-flex;align-items:center;gap:4px;font-size:10px;font-weight:600;
  padding:1px 6px;border-radius:3px;font-feature-settings:'tnum';
}

.bc-comp-tbl{width:100%;border-collapse:collapse;font-size:12px}
.bc-comp-tbl th{
  background:var(--surface-2);padding:8px 11px;font-size:9.5px;font-weight:700;
  text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  border-bottom:1px solid var(--border);text-align:left;
}
.bc-comp-tbl td{padding:7px 11px;border-bottom:1px solid var(--surface-3);font-size:11.5px}
.bc-comp-tbl td.num{text-align:right;font-feature-settings:'tnum'}
.bc-comp-tbl tr:last-child td{border-bottom:none}
.bc-comp-tbl .bc-leader{font-weight:700;color:var(--gold)}

.bc-final{
  background:linear-gradient(180deg,var(--surface-2) 0%,var(--surface) 100%);
  border:1px solid var(--border);border-radius:var(--r-lg);padding:18px 20px;margin-top:14px;
}
.bc-final-hd{
  font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;
  color:var(--gold);margin-bottom:12px;
}
.bc-final p{
  font-size:13px;line-height:1.7;color:var(--text-2);margin-bottom:10px;
}
.bc-final p:last-child{margin-bottom:0}
.bc-final p strong{color:var(--text);font-weight:600}

.bc-radar-item{
  display:grid;grid-template-columns:1fr auto;gap:8px;align-items:center;
  padding:8px 0;border-bottom:1px solid var(--surface-3);font-size:11.5px;
}
.bc-radar-item:last-child{border-bottom:none}
.bc-radar-prod{font-weight:600;color:var(--text)}
.bc-radar-detail{font-size:10.5px;color:var(--text-3);margin-top:2px}
.bc-radar-level{
  font-size:9.5px;font-weight:700;padding:2px 7px;border-radius:10px;
  text-transform:uppercase;letter-spacing:.05em;
}
.bc-level-high{background:var(--neg-bg);color:var(--neg);border:1px solid var(--neg-bd)}
.bc-level-med{background:var(--warn-bg);color:var(--warn);border:1px solid var(--warn-bd)}
.bc-level-low{background:var(--surface-3);color:var(--text-3);border:1px solid var(--border)}
.bc-level-opp-high{background:var(--pos-bg);color:var(--pos);border:1px solid var(--pos-bd)}
.bc-level-opp-med{background:rgba(37,99,235,.08);color:var(--accent);border:1px solid rgba(37,99,235,.2)}

/* ── FOOTER ─────────────────────────────────────────────────── */
.cf{
  text-align:center;padding:22px;font-size:11px;color:var(--text-3);
  border-top:1px solid var(--border);margin-top:32px;background:var(--surface);
}
.cf .cf-brand{
  font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.15em;
  color:var(--gold);margin-bottom:4px;
}
.cf a{color:var(--text-2);transition:color var(--tx)}
.cf a:hover{color:var(--accent)}

/* ── PRINT ──────────────────────────────────────────────────── */
@media print{
  .cn,.ctrl-bar,.ch-right{display:none}
  .cs{display:block!important;page-break-inside:avoid}
  .cm{padding:10px;max-width:100%}
  .card{box-shadow:none;border:1px solid #ccc}
}

/* ── SCROLLBAR ──────────────────────────────────────────────── */
::-webkit-scrollbar{width:6px;height:6px}
::-webkit-scrollbar-track{background:transparent}
::-webkit-scrollbar-thumb{background:var(--border-2);border-radius:3px}
::-webkit-scrollbar-thumb:hover{background:var(--text-4)}

/* ════════════════════════════════════════════════════════════
   v3.1 UPGRADE — Header UX, grouped nav, quick actions, S15+S16
   ════════════════════════════════════════════════════════════ */

/* ── Helper line below control bar ─────────────────────────── */
.ctrl-help{
  background:#0F172A;border-bottom:1px solid var(--border-d);
  padding:7px 22px;font-size:11px;color:var(--text-d3);
  display:flex;align-items:center;gap:8px;letter-spacing:.005em;
}
.ctrl-help::before{
  content:'i';width:14px;height:14px;border-radius:50%;
  background:rgba(200,162,74,.15);color:var(--gold);
  display:inline-flex;align-items:center;justify-content:center;
  font-size:10px;font-weight:700;font-style:italic;flex-shrink:0;
}
.ctrl-help strong{color:#E2E8F0;font-weight:600}

/* ── Quick action buttons ──────────────────────────────────── */
.qa-row{display:flex;gap:6px;flex-wrap:wrap}
.qa-btn{
  background:rgba(200,162,74,.08);color:#E4C97A;
  border:1px solid rgba(200,162,74,.25);
  padding:5px 11px;border-radius:6px;font-size:11px;font-weight:500;
  cursor:pointer;transition:all var(--tx);white-space:nowrap;
  letter-spacing:.005em;
}
.qa-btn:hover{background:rgba(200,162,74,.15);border-color:rgba(200,162,74,.45);color:#F5DEA0}
.qa-btn.reset{background:transparent;color:var(--text-d3);border-color:#334155}
.qa-btn.reset:hover{color:#E2E8F0;border-color:#475569;background:#1F2937}

/* ── Grouped navigation ────────────────────────────────────── */
.cn-inner.grouped{padding:0 18px;gap:0}
.cn-group{display:flex;align-items:center;border-right:1px solid var(--border-d);padding:0 4px}
.cn-group:last-child{border-right:none}
.cn-group-label{
  font-size:8.5px;font-weight:700;text-transform:uppercase;letter-spacing:.16em;
  color:var(--gold);padding:0 8px 0 6px;opacity:.8;white-space:nowrap;
  align-self:center;
}
.cn-btn-grouped{
  color:var(--text-d3);padding:11px 11px;font-size:11.5px;font-weight:500;
  letter-spacing:.005em;white-space:nowrap;transition:all var(--tx);
  position:relative;border-bottom:2px solid transparent;
  background:none;border-top:none;border-left:none;border-right:none;cursor:pointer;
}
.cn-btn-grouped:hover{color:#fff}
.cn-btn-grouped.active{color:#fff;border-bottom-color:var(--gold);font-weight:600}

/* ── S15 Profile Cards (executive summary) ─────────────────── */
.profile-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:16px}
@media(max-width:1100px){.profile-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.profile-grid{grid-template-columns:1fr}}
.profile-card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:14px 16px;position:relative;overflow:hidden;
  border-top:3px solid var(--accent);
}
.profile-card.bs{border-top-color:var(--accent)}
.profile-card.fund{border-top-color:var(--cyan)}
.profile-card.income{border-top-color:var(--gold)}
.profile-card.profit{border-top-color:var(--pos)}
.profile-card .pc-label{
  font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;
  color:var(--text-3);margin-bottom:6px;
}
.profile-card .pc-metric{
  font-size:22px;font-weight:700;color:var(--text);line-height:1.05;
  letter-spacing:-.02em;margin-bottom:4px;font-feature-settings:'tnum';
}
.profile-card .pc-metric-label{font-size:10.5px;color:var(--text-3);margin-bottom:8px;letter-spacing:.005em}
.profile-card .pc-status{margin-bottom:8px}
.profile-card .pc-insight{
  font-size:11.5px;line-height:1.55;color:var(--text-2);
  border-top:1px solid var(--surface-3);padding-top:8px;margin-top:6px;
}

/* ── S15 Product Contribution Tree ─────────────────────────── */
.tree-wrap{padding:8px 4px}
.tree-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}
@media(max-width:900px){.tree-grid{grid-template-columns:1fr}}
.tree-col-hd{
  font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;
  color:var(--gold);margin-bottom:8px;padding-bottom:6px;
  border-bottom:1px solid rgba(200,162,74,.18);
}
.tree-node{
  display:flex;align-items:center;gap:8px;padding:6px 8px;border-radius:5px;
  margin-bottom:3px;font-size:11.5px;background:var(--surface-2);
  border-left:3px solid transparent;transition:background var(--tx);
}
.tree-node:hover{background:var(--surface-3)}
.tree-node.depth-0{border-left-color:var(--accent);font-weight:600;background:#EFF6FF}
.tree-node.depth-1{margin-left:14px;border-left-color:var(--cyan)}
.tree-node.depth-2{margin-left:28px;border-left-color:var(--text-4);font-size:11px}
.tree-name{flex:1;color:var(--text)}
.tree-val{font-weight:700;color:var(--text);font-feature-settings:'tnum';font-size:11px}
.tree-share{font-size:10.5px;color:var(--text-3);min-width:50px;text-align:right;font-feature-settings:'tnum'}

/* ── S16 Position Score Headline ───────────────────────────── */
.bc-score-banner{
  background:linear-gradient(135deg,#0F172A 0%,#1F2937 60%,#111827 100%);
  border:1px solid var(--border-d);border-radius:var(--r-lg);
  padding:18px 22px;margin-bottom:16px;color:#F1F5F9;
  display:flex;align-items:center;gap:24px;flex-wrap:wrap;position:relative;overflow:hidden;
}
.bc-score-banner::after{
  content:'';position:absolute;right:-20px;top:-20px;width:180px;height:180px;
  background:radial-gradient(circle at 100% 0,rgba(200,162,74,.08) 0%,transparent 65%);
  pointer-events:none;
}
.bc-score-label{
  font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.18em;
  color:var(--gold);margin-bottom:4px;
}
.bc-score-bank{font-size:22px;font-weight:700;letter-spacing:-.01em;color:#fff;line-height:1.1}
.bc-score-meta{font-size:11.5px;color:var(--text-d2);margin-top:2px}
.bc-score-pill{
  display:inline-flex;align-items:center;gap:7px;padding:7px 16px;border-radius:24px;
  font-size:13px;font-weight:700;letter-spacing:.04em;
  border:1px solid;background:rgba(255,255,255,.04);
}
.bc-score-pill::before{content:'';width:7px;height:7px;border-radius:50%;background:currentColor}
.bc-score-pill.strong  {color:#6EE7B7;border-color:rgba(110,231,183,.4);background:rgba(5,150,105,.12)}
.bc-score-pill.stable  {color:#7DD3FC;border-color:rgba(125,211,252,.4);background:rgba(2,132,199,.12)}
.bc-score-pill.watch   {color:#FDBA74;border-color:rgba(253,186,116,.4);background:rgba(217,119,6,.15)}
.bc-score-pill.pressure{color:#FCA5A5;border-color:rgba(252,165,165,.4);background:rgba(220,38,38,.15)}
.bc-score-pill.data    {color:#C4B5FD;border-color:rgba(196,181,253,.4);background:rgba(124,58,237,.12)}
.bc-score-detail{
  display:grid;grid-template-columns:repeat(4,auto);gap:24px;margin-left:auto;
}
@media(max-width:760px){.bc-score-detail{grid-template-columns:repeat(2,auto);gap:14px;margin-left:0}}
.bc-score-stat-label{font-size:9.5px;color:var(--text-d2);text-transform:uppercase;letter-spacing:.08em;margin-bottom:2px}
.bc-score-stat-val{font-size:18px;font-weight:700;color:#fff;font-feature-settings:'tnum';letter-spacing:-.01em}

/* ── S1 Sector Commentary card ─────────────────────────────── */
.sector-comm{
  background:linear-gradient(180deg,var(--surface-2) 0%,var(--surface) 100%);
  border:1px solid var(--border);border-radius:var(--r-lg);
  padding:16px 18px;margin-top:14px;
}
.sector-comm-hd{
  font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;
  color:var(--gold);margin-bottom:10px;display:flex;align-items:center;gap:7px;
}
.sector-comm-hd::before{content:'';width:14px;height:1px;background:var(--gold)}
.sector-comm p{font-size:12.5px;line-height:1.7;color:var(--text-2);margin-bottom:8px}
.sector-comm p:last-child{margin-bottom:0}
.sector-comm strong{color:var(--text);font-weight:600}

/* ── Trophy/leader icon (replaces 🥇 emoji) ────────────────── */
.lead-icon{
  display:inline-flex;align-items:center;justify-content:center;
  width:18px;height:18px;border-radius:4px;
  background:linear-gradient(135deg,#FEF9C3,#FDE047);color:#854D0E;
  font-size:10px;font-weight:700;margin-right:6px;vertical-align:middle;
  border:1px solid #FACC15;
}

/* ── View toggle clean (no emoji) ──────────────────────────── */
.ctrl-toggle button.clean{padding:5px 12px}

/* ── Section headline subtitle (interpretation) ────────────── */
.cs-hd-interp{
  font-size:11.5px;color:var(--text-2);margin-top:6px;
  padding:6px 10px;background:var(--surface-2);border-left:2px solid var(--gold);
  border-radius:0 4px 4px 0;font-style:italic;
}

/* ── Mobile control-bar wrap ───────────────────────────────── */
@media(max-width:980px){
  .ctrl-bar{padding:9px 14px}
  .ctrl-sep{display:none}
  .ctrl-group{margin-right:6px}
  .qa-row{margin-top:4px}
}

/* ════════════════════════════════════════════════════════════
   v2 — NEW MODULES (Comparison Card, MarketMap, Opportunity Finder,
   Exec Scorecard, Network/Productivity, Payments/POS)
   ════════════════════════════════════════════════════════════ */

/* ── Comparison Target Card (sticky, persistent) ────────── */
.ct-card{
  background:linear-gradient(180deg,#0F172A 0%,#1F2937 100%);color:#F1F5F9;
  border:1px solid var(--border-d);border-radius:var(--r-lg);
  padding:14px 18px;margin-bottom:14px;
  display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:center;
}
@media(max-width:880px){.ct-card{grid-template-columns:1fr;gap:12px}}
.ct-side{display:flex;flex-direction:column;gap:4px;min-width:0}
.ct-label{font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--gold);opacity:.9}
.ct-bank{display:flex;align-items:center;gap:8px;font-size:18px;font-weight:700;color:#fff;letter-spacing:-.01em}
.ct-bank .bd{width:14px;height:14px;border-radius:50%;flex-shrink:0}
.ct-meta{font-size:11px;color:var(--text-d2)}
.ct-stat-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:8px}
.ct-stat{display:flex;flex-direction:column;font-size:10.5px}
.ct-stat-lbl{color:var(--text-d2);text-transform:uppercase;letter-spacing:.06em;font-size:9px;font-weight:600}
.ct-stat-val{color:#fff;font-weight:700;font-feature-settings:'tnum';font-size:14px;margin-top:1px}
.ct-stat-val.pos{color:#6EE7B7}
.ct-stat-val.neg{color:#FCA5A5}
.ct-vs{
  display:flex;align-items:center;justify-content:center;
  font-size:11px;font-weight:700;letter-spacing:.18em;color:var(--gold);
  text-transform:uppercase;padding:0 8px;align-self:center;
}
@media(max-width:880px){.ct-vs{padding:6px 0}}

/* ── MarketMap / Strategy Matrix (S17) ─────────────────── */
.mm-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:14px}
@media(max-width:900px){.mm-grid{grid-template-columns:1fr}}
.mm-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:14px 16px}
.mm-quad-legend{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin-top:10px;font-size:11px}
.mm-quad-legend > div{padding:7px 9px;border-radius:5px;border:1px solid var(--border)}
.mm-q-leader  {background:var(--pos-bg);border-color:var(--pos-bd);color:#0B5639}
.mm-q-niche   {background:var(--info-bg);border-color:var(--info-bd);color:#075985}
.mm-q-laggard {background:var(--warn-bg);border-color:var(--warn-bd);color:#783F08}
.mm-q-watch   {background:var(--surface-3);border-color:var(--border);color:var(--text-2)}

/* ── Opportunity Finder (S18) ──────────────────────────── */
.of-list{display:flex;flex-direction:column;gap:8px;margin-top:8px}
.of-row{
  display:grid;grid-template-columns:auto 1fr auto auto auto;gap:14px;align-items:center;
  padding:10px 14px;background:var(--surface-2);border:1px solid var(--border);border-radius:var(--r);
}
.of-row.high{border-left:3px solid var(--pos);background:#F0FFF7}
.of-row.med {border-left:3px solid var(--accent)}
.of-row.low {border-left:3px solid var(--text-4)}
.of-rank{
  width:28px;height:28px;border-radius:50%;background:#EFF6FF;color:var(--accent);
  display:flex;align-items:center;justify-content:center;font-weight:700;font-size:12px;
  border:1px solid #BFDBFE;
}
.of-prod{font-weight:600;color:var(--text);font-size:12.5px}
.of-prod-sub{font-size:11px;color:var(--text-3);margin-top:2px}
.of-metric{font-size:11px;color:var(--text-2);font-feature-settings:'tnum';text-align:right;min-width:74px}
.of-metric strong{color:var(--text);font-weight:700}
.of-score{
  font-size:9.5px;font-weight:700;padding:3px 9px;border-radius:12px;
  text-transform:uppercase;letter-spacing:.06em;white-space:nowrap;border:1px solid;
}
.of-score.high{background:var(--pos-bg);color:var(--pos);border-color:var(--pos-bd)}
.of-score.med {background:rgba(37,99,235,.08);color:var(--accent);border-color:rgba(37,99,235,.2)}
.of-score.low {background:var(--surface-3);color:var(--text-3);border-color:var(--border)}

/* ── Executive Benchmark Scorecard (S19) ───────────────── */
.ebs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media(max-width:1000px){.ebs-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.ebs-grid{grid-template-columns:1fr}}
.ebs-card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:16px 18px;position:relative;overflow:hidden;
}
.ebs-card::before{
  content:'';position:absolute;left:0;top:0;width:4px;height:100%;
  background:linear-gradient(180deg,var(--accent),transparent);
}
.ebs-card.scale::before  {background:linear-gradient(180deg,var(--accent),transparent)}
.ebs-card.profit::before {background:linear-gradient(180deg,var(--gold),transparent)}
.ebs-card.fund::before   {background:linear-gradient(180deg,var(--cyan),transparent)}
.ebs-card.lend::before   {background:linear-gradient(180deg,var(--strat),transparent)}
.ebs-card.efficiency::before{background:linear-gradient(180deg,var(--pos),transparent)}
.ebs-card.risk::before   {background:linear-gradient(180deg,var(--neg),transparent)}
.ebs-label{font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-3);margin-bottom:6px}
.ebs-score{
  display:flex;align-items:baseline;gap:8px;margin-bottom:10px;
}
.ebs-rank{font-size:28px;font-weight:700;color:var(--text);letter-spacing:-.02em;font-feature-settings:'tnum'}
.ebs-rank-of{font-size:13px;color:var(--text-3);font-weight:500}
.ebs-detail{display:flex;justify-content:space-between;font-size:11.5px;padding:4px 0;border-bottom:1px solid var(--surface-3)}
.ebs-detail:last-child{border-bottom:none}
.ebs-detail span:first-child{color:var(--text-3)}
.ebs-detail span:last-child{font-weight:600;color:var(--text);font-feature-settings:'tnum'}

/* ── Network & Productivity (S20) ──────────────────────── */
.np-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:14px}
@media(max-width:1000px){.np-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.np-grid{grid-template-columns:1fr}}
.np-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:13px 15px}
.np-card .np-label{font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:var(--text-3);margin-bottom:5px}
.np-card .np-val{font-size:20px;font-weight:700;color:var(--text);letter-spacing:-.01em;font-feature-settings:'tnum'}
.np-card .np-sub{font-size:10.5px;color:var(--text-3);margin-top:3px}

.np-empty{
  background:var(--info-bg);border:1px dashed var(--info-bd);border-radius:var(--r-lg);
  padding:24px;text-align:center;color:var(--info);font-size:12px;line-height:1.7;
}
.np-empty strong{display:block;font-size:13px;color:var(--text);margin-bottom:6px;font-weight:700}

/* ── Payments & POS (S21) ──────────────────────────────── */
.pp-stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:14px}
@media(max-width:1000px){.pp-stat-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.pp-stat-grid{grid-template-columns:1fr}}
.pp-stat-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:13px 15px}
.pp-stat-card.gold{border-top:3px solid var(--gold)}
.pp-stat-card.cyan{border-top:3px solid var(--cyan)}
.pp-stat-card.purple{border-top:3px solid var(--strat)}
.pp-stat-card.pos{border-top:3px solid var(--pos)}
.pp-stat-card .pp-stat-lbl{font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:var(--text-3);margin-bottom:5px}
.pp-stat-card .pp-stat-val{font-size:18px;font-weight:700;color:var(--text);font-feature-settings:'tnum';letter-spacing:-.01em}
.pp-stat-card .pp-stat-sub{font-size:10.5px;color:var(--text-3);margin-top:3px}

/* ── Helper hint chip ──────────────────────────────────── */
.hint-chip{
  display:inline-flex;align-items:center;gap:5px;font-size:10.5px;font-weight:600;
  padding:3px 9px;border-radius:12px;background:rgba(200,162,74,.08);color:var(--gold);
  border:1px solid rgba(200,162,74,.25);letter-spacing:.02em;
}

/* ── v2 Brand stripe (subtle premium accent) ──────────── */
.v2-stripe{
  height:3px;background:linear-gradient(90deg,transparent 0%,var(--gold) 30%,var(--gold) 70%,transparent 100%);
  opacity:.5;
}

/* ════════════════════════════════════════════════════════════
   MOBILE / TABLET RESPONSIVE — iPhone, iPad, Android
   ════════════════════════════════════════════════════════════ */

/* Universal touch-friendly base */
html{ -webkit-text-size-adjust:100%; }
body{ overflow-x:hidden; }
button,select,input,a{ -webkit-tap-highlight-color:transparent; touch-action:manipulation; }

/* iOS safe-area insets for notch & home indicator */
.ch{ padding-left:max(24px,env(safe-area-inset-left)); padding-right:max(24px,env(safe-area-inset-right)); }
.cm{ padding-left:max(22px,env(safe-area-inset-left)); padding-right:max(22px,env(safe-area-inset-right)); }
.cf{ padding-bottom:max(22px,calc(env(safe-area-inset-bottom) + 14px)); padding-left:max(18px,env(safe-area-inset-left)); padding-right:max(18px,env(safe-area-inset-right)); }
.ctrl-bar{ padding-left:max(22px,env(safe-area-inset-left)); padding-right:max(22px,env(safe-area-inset-right)); }
.cn{ padding-left:env(safe-area-inset-left); padding-right:env(safe-area-inset-right); }

/* — Tablet & smaller (≤980px) — */
@media(max-width:980px){
  .ch{padding:12px 16px;gap:10px}
  .ch-brand{gap:10px;flex:1;min-width:0}
  .ch-mark{width:32px;height:32px;font-size:12px}
  .ch-title h1{font-size:14px;flex-wrap:wrap}
  .ch-title h1 small{font-size:9px;letter-spacing:.14em}
  .ch-title p{font-size:10.5px}
  .ch-right{gap:6px;width:100%;justify-content:flex-start;flex-wrap:wrap}
  .ch-right .ctrl-group{flex:1 1 calc(50% - 4px);min-width:0}
  .ch-right .bank-sel{flex:1;min-width:0}
  .ch-right .bank-sel select,.ch-right .ctrl-sel{min-width:0;width:100%}
  .status-badge{order:99;flex:0 0 auto}
  .hint-chip{order:100;flex:0 0 auto}
}

/* — Phone (≤700px) — */
@media(max-width:700px){
  .cm{padding:14px 12px}
  .cs-hd{margin-bottom:14px;padding-bottom:10px}
  .cs-hd h2{font-size:14.5px;flex-wrap:wrap;gap:6px;line-height:1.35}
  .cs-hd h2 .anchor{font-size:8px;padding:2px 6px}
  .cs-hd p{font-size:11px;line-height:1.55}

  /* Control bar: full-width stacked controls */
  .ctrl-bar{padding:10px 12px;gap:8px;position:static}
  .ctrl-sep{display:none}
  .ctrl-group{flex:1 1 100%;min-width:0;flex-wrap:wrap;gap:6px}
  .ctrl-group .ctrl-sel,.ctrl-group .bank-sel select{flex:1;min-width:0;width:100%}
  .ctrl-label{flex:0 0 auto;min-width:90px}
  .ctrl-toggle{flex:1}
  .ctrl-toggle button{flex:1;padding:8px 10px}

  /* Helper line: collapse to compact */
  .ctrl-help{padding:8px 12px;font-size:10.5px;line-height:1.5}
  .ctrl-help::before{width:13px;height:13px;font-size:9px;flex-shrink:0}

  /* Header — stack brand and controls vertically */
  .ch{flex-direction:column;align-items:stretch;padding:12px 14px;gap:10px}
  .ch-right{order:2;gap:8px;flex-direction:column;align-items:stretch}
  .ch-right .ctrl-group{flex:1 1 100%;align-items:center;gap:8px}
  .ch-right .bank-sel{width:100%}
  .ch-right .bank-sel select{width:100%;min-width:0}
  .ch-right .ctrl-sel{width:100%}
  .status-badge{align-self:flex-start;margin-top:2px}
  .hint-chip{align-self:flex-start}

  /* Navigation — horizontal scroll with visible groups */
  .cn{position:sticky;top:0;z-index:40;background:#0F172A}
  .cn-inner.grouped{padding:0 12px;flex-wrap:nowrap;overflow-x:auto;scroll-snap-type:x mandatory}
  .cn-group{flex-wrap:nowrap;border-right:1px solid var(--border-d);padding:0 6px;scroll-snap-align:start;flex:0 0 auto}
  .cn-group:last-child{border-right:none}
  .cn-group-label{font-size:8px;letter-spacing:.12em;padding:0 6px}
  .cn-btn-grouped{padding:11px 9px;font-size:11px;min-height:44px}
  .cn-btn{padding:11px 10px;font-size:11px;min-height:44px}
  .cn-badge{margin-left:4px;font-size:8.5px}

  /* Cards — tighter padding, better stacking */
  .card{padding:13px 14px}
  .card-sm{padding:10px 12px}
  .kl{font-size:9px;letter-spacing:.07em;margin-bottom:4px}
  .kv{font-size:18px}
  .kv.lg{font-size:22px}
  .kv.sm{font-size:15px}
  .kv.xs{font-size:13px}
  .ks{font-size:10px;line-height:1.4}

  /* Force single-column on phones (override grid breakpoints) */
  .g2,.g3,.g4,.g5,.g6{grid-template-columns:1fr;gap:9px}
  .cg{gap:9px}
  .exec-commentary{grid-template-columns:1fr;gap:8px}
  .ec-block{padding:10px 12px}
  .ec-text{font-size:11.5px;line-height:1.55}

  /* CT Card — clean phone stack */
  .ct-card{grid-template-columns:1fr;gap:10px;padding:12px 14px;margin-bottom:10px}
  .ct-vs{font-size:10px;padding:4px 0}
  .ct-bank{font-size:16px}
  .ct-side[style*="text-align:right"]{text-align:left!important}
  .ct-bank[style*="justify-content:flex-end"]{justify-content:flex-start!important}
  .ct-stat-row[style*="justify-content:flex-end"]{justify-content:flex-start!important}
  .ct-stat-row{gap:10px}
  .ct-stat-val{font-size:13px}

  /* Charts — smaller heights */
  .chart-wrap{min-height:240px}
  .chart-wrap.sm{min-height:180px}
  .chart-wrap.lg{min-height:280px}
  .chart-wrap.xl{min-height:320px}
  .chart-title{font-size:10.5px;letter-spacing:.06em}
  .chart-subtitle{font-size:10.5px;line-height:1.45}

  /* Tables — compact, scrollable */
  .ct th,.ct td,.va-tbl th,.va-tbl td,.pp-tbl th,.pp-tbl td,
  .bc-comp-tbl th,.bc-comp-tbl td,.wf-tbl th,.wf-tbl td,
  .pl-tbl th,.pl-tbl td,.at th,.at td,.ft td{
    padding:7px 8px;font-size:11px;
  }
  .ct th,.va-tbl th,.pp-tbl th,.bc-comp-tbl th,.wf-tbl th,.pl-tbl th,.at th{font-size:8.5px}
  .pp-comment{max-width:200px;font-size:10.5px}
  .va-formula{font-size:9px}

  /* Heatmap — smaller cells, scroll */
  .hm-cell{padding:3px 5px;font-size:9.5px}

  /* Battlecard — vertical stack */
  .bc-grid{grid-template-columns:1fr;gap:10px}
  .bc-summary{padding:14px 16px}
  .bc-summary .bc-sum-bank{font-size:20px}
  .bc-summary .bc-sum-stat{font-size:11px}
  .bc-summary .bc-sum-val{font-size:13px}
  .bc-card{padding:12px 14px}
  .bc-card-hd{font-size:9.5px;margin-bottom:9px}
  .bc-item{gap:7px;padding:7px 0;font-size:11px}
  .bc-item-icon{width:20px;height:20px;font-size:9px}
  .bc-item-prod{font-size:11.5px}
  .bc-item-detail{font-size:10px}
  .bc-radar-item{font-size:10.5px;padding:7px 0}
  .bc-radar-prod{font-size:11px}
  .bc-radar-detail{font-size:9.5px}
  .bc-radar-level{font-size:8.5px;padding:2px 6px}
  .bc-final{padding:14px 16px;margin-top:10px}
  .bc-final p{font-size:11.5px;line-height:1.6}
  .bc-score-banner{padding:14px 16px;flex-direction:column;align-items:flex-start;gap:14px}
  .bc-score-bank{font-size:18px}
  .bc-score-meta{font-size:10.5px}
  .bc-score-pill{font-size:11.5px;padding:6px 12px}
  .bc-score-detail{grid-template-columns:repeat(2,1fr);gap:12px;width:100%;margin-left:0}
  .bc-score-stat-val{font-size:14px}
  .bc-score-stat-label{font-size:8.5px}

  /* Profile cards (S15) */
  .profile-grid{grid-template-columns:1fr;gap:9px}
  .profile-card{padding:12px 14px}
  .profile-card .pc-metric{font-size:18px}
  .profile-card .pc-insight{font-size:10.5px;line-height:1.5}

  /* Tree (S15) */
  .tree-grid{grid-template-columns:1fr;gap:10px}
  .tree-col-hd{font-size:9.5px}
  .tree-node{padding:5px 7px;font-size:10.5px}
  .tree-node.depth-1{margin-left:10px}
  .tree-node.depth-2{margin-left:20px;font-size:10px}
  .tree-name{font-size:10.5px}
  .tree-val{font-size:10.5px}
  .tree-share{font-size:9.5px;min-width:42px}

  /* Profit funnel */
  .profit-funnel{grid-template-columns:1fr;gap:6px}
  .pf-step{padding:9px 11px}
  .pf-step::after{display:none}
  .pf-step-val{font-size:13px}
  .pf-step-pct{font-size:9.5px}

  /* Quadrant */
  .quad-grid{grid-template-columns:1fr;gap:9px}

  /* BvB sections */
  .bvb-grid{grid-template-columns:1fr;gap:8px}
  .bvb-side{padding:12px 14px}
  .bvb-vs{padding:6px 0;font-size:10px;letter-spacing:.12em}
  .bvb-bank-name{font-size:13px}
  .bvb-row{font-size:10.5px;padding:5px 0}

  /* Rank tracker */
  .rt-row{gap:8px;padding:9px 11px}
  .rt-cat{font-size:11.5px}
  .rt-rank{font-size:13px;min-width:26px}
  .rt-arrow{font-size:13px;min-width:18px}
  .rt-change{font-size:10px;min-width:50px}

  /* Momentum rows */
  .mv-row{gap:7px;padding:7px 0;font-size:11px}
  .mv-bank{min-width:64px;font-size:11px}
  .mv-share{font-size:9.5px;min-width:42px}
  .mv-bar{margin:0 6px}
  .mv-val{font-size:10.5px;min-width:54px}

  /* Alerts */
  .ac{padding:9px 11px;font-size:11px;gap:9px}
  .ac-title{font-size:11.5px}
  .ac-bank{font-size:9px}
  .ac-desc{font-size:10.5px}

  /* Insight blocks */
  .ib{padding:9px 12px;font-size:11px;line-height:1.55}

  /* Status pill */
  .st-pill{font-size:9.5px;padding:2px 8px}

  /* Methodology */
  details summary{padding:10px 14px;font-size:11.5px;min-height:44px}
  details .d-body{padding:11px 14px;font-size:11px}

  /* Network & Payments cards */
  .np-grid,.pp-stat-grid{grid-template-columns:1fr;gap:8px}
  .np-card,.pp-stat-card{padding:11px 13px}
  .np-card .np-val,.pp-stat-card .pp-stat-val{font-size:16px}
  .np-card .np-label,.pp-stat-card .pp-stat-lbl{font-size:9px}
  .np-empty{padding:18px 14px;font-size:11px;line-height:1.6}

  /* Exec scorecard */
  .ebs-grid{grid-template-columns:1fr;gap:9px}
  .ebs-card{padding:14px 16px}
  .ebs-rank{font-size:24px}
  .ebs-detail{font-size:10.5px;padding:3px 0}

  /* MarketMap */
  .mm-grid{grid-template-columns:1fr;gap:9px}
  .mm-quad-legend{grid-template-columns:1fr;gap:6px;font-size:10px}
  .mm-quad-legend > div{padding:6px 8px}

  /* Opportunity Finder */
  .of-row{grid-template-columns:auto 1fr auto;gap:8px;padding:9px 11px;font-size:10.5px}
  .of-row .of-metric:nth-of-type(2){display:none}
  .of-rank{width:24px;height:24px;font-size:11px}
  .of-prod{font-size:11.5px}
  .of-prod-sub{font-size:10px}
  .of-metric{font-size:10px;min-width:62px}
  .of-score{font-size:8.5px;padding:2px 6px}

  /* Footer */
  .cf{padding:16px 14px;font-size:10.5px}
  .cf-brand{font-size:9px}

  /* Sector commentary */
  .sector-comm{padding:13px 14px}
  .sector-comm p{font-size:11.5px;line-height:1.6}
}

/* — Small phone (≤420px, e.g. iPhone SE, older Android) — */
@media(max-width:420px){
  .ch-title h1{font-size:13px}
  .ch-title h1 small{display:block;margin-top:2px}
  .ch-title p{font-size:10px}
  .cm{padding:12px 10px}
  .cs-hd h2{font-size:13.5px}
  .ctrl-help{font-size:10px;padding:7px 12px}
  .nav-link-ext{padding:5px 8px;font-size:10px}
  .ct-card{padding:11px 12px}
  .ct-bank{font-size:15px}
  .bc-summary .bc-sum-bank{font-size:17px}
  .bc-score-bank{font-size:16px}
  .ebs-rank{font-size:22px}
  .kv{font-size:16px}
  .kv.sm{font-size:14px}
  .of-row{padding:8px 9px}
  .of-row .of-metric:first-of-type{display:none}

  /* Status pill smaller */
  .st-pill{font-size:9px}

  /* Smaller chart heights */
  .chart-wrap{min-height:210px}
  .chart-wrap.sm{min-height:170px}

  /* Profit funnel ultra-compact */
  .pf-step-val{font-size:12px}
  .pf-step-label{font-size:8.5px}
}

/* — iPad portrait & small tablet (≤900px wide, ≥700px) — */
@media(min-width:701px) and (max-width:900px){
  .cm{padding:18px 16px}
  .ch-right .ctrl-group{flex:0 1 auto}
  .ch-right .bank-sel select{min-width:140px}
  .ch-right .ctrl-sel{min-width:130px}
  .cn-inner.grouped{flex-wrap:wrap;gap:6px;padding:6px 14px}
  .cn-group{padding:0 8px}
  .cn-btn-grouped{padding:10px 11px;font-size:11.5px}
  .ctrl-bar{flex-wrap:wrap;gap:8px}
  .ctrl-group{flex:1 1 calc(50% - 6px)}
  .ctrl-sep{display:none}
  .ct-card{grid-template-columns:1fr 1fr;gap:14px}
  .ct-card .ct-vs{display:none}
  .bc-grid{grid-template-columns:1fr 1fr}
  .bc-grid .bc-summary{grid-column:1 / -1}
  .ebs-grid{grid-template-columns:repeat(2,1fr)}
  .profile-grid{grid-template-columns:repeat(2,1fr)}
  .quad-grid{grid-template-columns:1fr 1fr}
}

/* — Landscape phones (≤920px and short) — */
@media(max-width:920px) and (max-height:540px) and (orientation:landscape){
  .ch{padding:8px 14px}
  .ctrl-bar{padding:6px 12px}
  .cs-hd{margin-bottom:10px;padding-bottom:8px}
  .chart-wrap{min-height:180px}
}

/* — Touch device hover removal (cleaner on touch) — */
@media(hover:none){
  .card:hover{box-shadow:var(--sh-1)}
  .ct tr:hover td{background:transparent}
  .va-tbl tr:hover td,.pp-tbl tr:hover td{background:transparent}
  details summary:hover{background:var(--surface-2)}
}

/* — Ensure all selects/buttons are touch-friendly on iOS — */
@media(pointer:coarse){
  .ctrl-sel,.bank-sel select{padding:9px 14px;font-size:13px;min-height:42px;padding-right:32px}
  .ctrl-toggle button{min-height:38px;padding:8px 14px}
  .cn-btn,.cn-btn-grouped{min-height:44px;padding-left:13px;padding-right:13px}
  details summary{min-height:44px}
  button[type="button"]{min-height:38px}
}

/* — iOS Safari fix: prevent zoom-on-focus by ensuring input font-size ≥16px — */
@supports (-webkit-touch-callout:none){
  @media(max-width:700px){
    .ctrl-sel,.bank-sel select{font-size:16px}
  }
}

/* — Prevent table overflow breaking layout — */
.tw{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
.tw table{min-width:480px}
@media(max-width:700px){
  .tw table.bc-comp-tbl{min-width:680px}
  .tw table.pp-tbl{min-width:680px}
  .tw table.va-tbl{min-width:520px}
  .tw table.ct{min-width:560px}
}

/* — Landscape iPad (default ≤1180px) — keep existing layout — */
@media(min-width:901px) and (max-width:1180px){
  .cm{padding:20px 18px}
  .cn-btn-grouped{padding:11px 12px;font-size:11.5px}
}

/* ╔══════════════════════════════════════════════════════════════════╗
   ║ v3 EXECUTIVE HEADER — Single-row sticky, premium, McKinsey-grade ║
   ║ Selectors prefixed `.ch.v3` so they only override the v3 file.   ║
   ╚══════════════════════════════════════════════════════════════════╝ */

/* Reset/override base header rules in v3 mode */
.ch.v3{
  background:linear-gradient(180deg,#0B1220 0%,#0F172A 100%);
  color:#fff;
  padding:11px 22px;
  padding-left:max(22px,env(safe-area-inset-left));
  padding-right:max(22px,env(safe-area-inset-right));
  display:flex;align-items:center;justify-content:space-between;gap:18px;
  border-bottom:1px solid rgba(255,255,255,.06);
  position:sticky;top:0;z-index:80;
  min-height:60px;
  box-shadow:0 1px 0 rgba(0,0,0,.2);
}
.ch.v3::after{display:none}
.ch.v3::before{
  content:'';position:absolute;left:0;right:0;bottom:-1px;height:1px;
  background:linear-gradient(90deg,transparent 0%,rgba(200,162,74,.28) 35%,rgba(200,162,74,.28) 65%,transparent 100%);
  pointer-events:none;
}

/* Brand left side */
.ch.v3 .ch-left{display:flex;align-items:center;gap:12px;min-width:0;flex:1 1 auto}
.ch.v3 .ch-mark{
  width:34px;height:34px;border-radius:8px;flex-shrink:0;
  background:linear-gradient(135deg,#1F2937 0%,#0B1220 100%);
  border:1px solid rgba(200,162,74,.4);
  display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:12px;letter-spacing:.04em;color:var(--gold);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.06);
}
.ch.v3 .ch-title{
  font-size:15px;font-weight:600;letter-spacing:-.005em;color:#fff;
  white-space:nowrap;overflow:hidden;text-overflow:ellipsis;
  margin:0;line-height:1.2;
}
.ch.v3 .ch-scope{color:var(--gold);font-weight:500;margin-left:3px;font-size:14px}

/* Controls right side */
.ch.v3 .ch-controls{
  display:flex;align-items:center;gap:8px;flex:0 0 auto;flex-wrap:nowrap;
}
.ch.v3 .ch-ctrl{
  display:inline-flex;align-items:center;gap:8px;
  background:#1F2937;border:1px solid #334155;border-radius:8px;
  padding:0 6px 0 11px;height:38px;cursor:pointer;
  transition:border-color var(--tx),background var(--tx);
  position:relative;
}
.ch.v3 .ch-ctrl:hover{border-color:#475569}
.ch.v3 .ch-ctrl:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.18)}
.ch.v3 .ch-ctrl-lbl{
  font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;
  color:var(--text-d3);white-space:nowrap;line-height:1;flex-shrink:0;
}
.ch.v3 .ch-ctrl select{
  background:transparent;color:#fff;border:none;outline:none;
  padding:0 22px 0 0;font-size:13px;font-weight:600;cursor:pointer;line-height:1;
  appearance:none;-webkit-appearance:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'><path d='M3 5l3 3 3-3' stroke='%2394A3B8' stroke-width='1.4' fill='none' stroke-linecap='round'/></svg>");
  background-repeat:no-repeat;background-position:right 4px center;
  font-family:inherit;
}
.ch.v3 .ch-ctrl select option{background:#0F172A;color:#fff}

/* ⋮ More button */
.ch.v3 .ch-more{
  width:38px;height:38px;border-radius:8px;
  background:transparent;border:1px solid #334155;color:var(--text-d2);
  display:flex;align-items:center;justify-content:center;
  cursor:pointer;transition:all var(--tx);flex-shrink:0;
}
.ch.v3 .ch-more:hover{background:#1F2937;color:#fff;border-color:#475569}
.ch.v3 .ch-more:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.ch.v3 .ch-more[aria-expanded="true"]{background:#1F2937;color:var(--gold);border-color:rgba(200,162,74,.45)}

/* Secondary panel (slides down under header) */
.ch-secondary{
  background:#0F172A;border-bottom:1px solid var(--border-d);
  padding:12px max(22px,env(safe-area-inset-left));
  position:sticky;top:60px;z-index:75;
  animation:chSlideDown .22s cubic-bezier(.4,0,.2,1);
  box-shadow:0 4px 8px rgba(0,0,0,.15);
}
@keyframes chSlideDown{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}

.ch-sec-row{
  display:flex;flex-wrap:wrap;gap:10px;align-items:center;
  max-width:1480px;margin:0 auto;
}
.ch-secondary .ch-ctrl-light{
  background:#1F2937;border:1px solid #334155;border-radius:8px;
  height:40px;padding:0 6px 0 11px;
  display:inline-flex;align-items:center;gap:8px;flex:1 1 auto;min-width:200px;
  transition:border-color var(--tx);
}
.ch-secondary .ch-ctrl-light:hover{border-color:#475569}
.ch-secondary .ch-ctrl-light:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.18)}
.ch-secondary .ch-ctrl-light .ch-ctrl-lbl{
  font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;
  color:var(--text-d3);white-space:nowrap;line-height:1;
}
.ch-secondary .ch-ctrl-light select{
  flex:1;background:transparent;color:#fff;border:none;outline:none;
  padding:0 22px 0 0;font-size:12.5px;font-weight:600;cursor:pointer;line-height:1;
  appearance:none;-webkit-appearance:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'><path d='M3 5l3 3 3-3' stroke='%2394A3B8' stroke-width='1.4' fill='none' stroke-linecap='round'/></svg>");
  background-repeat:no-repeat;background-position:right 4px center;
  font-family:inherit;
}
.ch-secondary .ch-ctrl-light select option{background:#0F172A;color:#fff}
.ch-secondary .ch-ctrl-light select:disabled{color:var(--text-d3);cursor:not-allowed}

.ch-secondary .ch-ctrl-toggle-wrap{flex:0 0 auto;background:transparent;border:none;padding:0;height:auto;cursor:default}
.ch-toggle{
  display:inline-flex;background:#1F2937;border:1px solid #334155;border-radius:8px;
  padding:3px;gap:2px;height:40px;align-items:center;
}
.ch-toggle-btn{
  background:transparent;border:none;color:var(--text-d3);
  padding:6px 11px;font-size:11.5px;font-weight:600;border-radius:5px;
  cursor:pointer;transition:all var(--tx);font-family:inherit;
}
.ch-toggle-btn:hover{color:#fff}
.ch-toggle-btn.active{background:var(--accent);color:#fff;box-shadow:0 1px 2px rgba(0,0,0,.18)}
.ch-toggle-btn:focus-visible{outline:2px solid var(--gold);outline-offset:2px}

.ch-reset{
  display:inline-flex;align-items:center;gap:6px;
  background:transparent;border:1px solid #334155;color:var(--text-d3);
  padding:0 14px;height:40px;border-radius:8px;cursor:pointer;
  font-size:12px;font-weight:600;letter-spacing:.005em;
  transition:all var(--tx);font-family:inherit;flex-shrink:0;
}
.ch-reset:hover{color:var(--gold);border-color:rgba(200,162,74,.45);background:#1F2937}
.ch-reset:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.ch-reset svg{flex-shrink:0}

.ch-sec-note{
  max-width:1480px;margin:8px auto 0;
  font-size:10.5px;color:var(--text-d3);letter-spacing:.005em;
  display:flex;align-items:center;gap:6px;
}
.ch-sec-note::before{
  content:'i';width:13px;height:13px;border-radius:50%;
  background:rgba(200,162,74,.12);color:var(--gold);
  display:inline-flex;align-items:center;justify-content:center;
  font-size:9px;font-weight:700;font-style:italic;flex-shrink:0;
}

/* Compact dynamic summary line under header */
.ch-summary{
  background:linear-gradient(90deg,rgba(15,23,42,.04) 0%,transparent 100%);
  border-bottom:1px solid var(--border);
  padding:9px max(22px,env(safe-area-inset-left));
  font-size:12px;color:var(--text-2);letter-spacing:.005em;line-height:1.45;
}
.ch-summary strong{color:var(--text);font-weight:600}
.ch-summary .ch-summary-tag{
  display:inline-block;font-size:9.5px;font-weight:700;text-transform:uppercase;
  letter-spacing:.1em;color:var(--gold);margin-right:8px;
  padding:2px 7px;border:1px solid rgba(200,162,74,.25);border-radius:4px;
  background:rgba(200,162,74,.05);
}

/* ── Mobile (≤700px) — stack header into 2 rows ──────────── */
@media(max-width:700px){
  .ch.v3{flex-direction:column;align-items:stretch;gap:10px;padding:10px 14px;min-height:0}
  .ch.v3 .ch-left{justify-content:flex-start}
  .ch.v3 .ch-title{font-size:13.5px;white-space:normal;line-height:1.3}
  .ch.v3 .ch-scope{display:inline;margin-left:3px;font-size:12px}
  .ch.v3 .ch-controls{justify-content:space-between;gap:6px;flex-wrap:nowrap;width:100%}
  .ch.v3 .ch-ctrl{flex:1;min-width:0;height:42px;padding:0 4px 0 10px}
  .ch.v3 .ch-ctrl-lbl{font-size:8.5px}
  .ch.v3 .ch-ctrl select{font-size:13px;padding-right:18px}
  .ch.v3 .ch-more{width:42px;height:42px;flex-shrink:0}
  .ch-secondary{top:auto;padding:10px 14px}
  .ch-sec-row{flex-direction:column;gap:8px}
  .ch-secondary .ch-ctrl-light{width:100%;min-width:0;height:42px}
  .ch-secondary .ch-ctrl-toggle-wrap{width:100%}
  .ch-toggle{width:100%;justify-content:space-between;height:42px}
  .ch-toggle-btn{flex:1;text-align:center}
  .ch-reset{width:100%;justify-content:center}
  .ch-summary{font-size:11.5px;padding:8px 14px;line-height:1.5}
  .ch-summary .ch-summary-tag{font-size:9px;margin-right:6px}
}

/* ── iOS focus-zoom prevention ─────────────────────────────── */
@supports (-webkit-touch-callout:none){
  @media(max-width:700px){
    .ch.v3 .ch-ctrl select,
    .ch-secondary .ch-ctrl-light select{font-size:16px}
  }
}

/* ── Hide v2 elements that v3 replaced (defensive) ──────── */
.ch.v3 + .v2-stripe{display:none}
.ch.v3 ~ .ctrl-bar.legacy,
.ch.v3 ~ .ctrl-help.legacy{display:none}

/* ╔══════════════════════════════════════════════════════════════════╗
   ║              v4 — PREMIUM DARK FINTECH THEME                     ║
   ║       Deep navy · Indigo glass · Gold accents · McKinsey         ║
   ╚══════════════════════════════════════════════════════════════════╝ */

body[data-theme="v4"]{
  --bg:#070D1B; --bg-2:#0B1326; --bg-3:#111A33;
  --panel:rgba(20,30,56,.62); --panel-2:rgba(28,40,70,.55); --panel-3:rgba(35,48,82,.45);
  --panel-solid:#13182B; --panel-solid-2:#1B2238;
  --border:rgba(148,163,200,.15); --border-2:rgba(200,162,74,.18); --border-strong:rgba(148,163,200,.30);
  --gold:#C8A24A; --gold-soft:rgba(200,162,74,.18); --gold-glow:rgba(200,162,74,.35);
  --indigo:#6366F1; --indigo-2:#818CF8; --accent-blue:#60A5FA; --cyan-soft:#22D3EE;
  --text:#F1F5F9; --text-2:#CBD5E1; --text-3:#94A3B8; --text-4:#64748B;
  --positive:#34D399; --positive-bg:rgba(52,211,153,.12);
  --negative:#F87171; --negative-bg:rgba(248,113,113,.12);
  --warning:#FBBF24; --warning-bg:rgba(251,191,36,.12);
  --info:#60A5FA; --info-bg:rgba(96,165,250,.12);
  --strat:#A78BFA; --strat-bg:rgba(167,139,250,.12);
  background:
    radial-gradient(ellipse 1200px 600px at 15% -10%, rgba(99,102,241,.18) 0%, transparent 60%),
    radial-gradient(ellipse 900px 500px at 85% 20%, rgba(200,162,74,.08) 0%, transparent 55%),
    radial-gradient(ellipse 800px 800px at 50% 100%, rgba(99,102,241,.10) 0%, transparent 60%),
    linear-gradient(180deg,#070D1B 0%,#0A1124 100%) fixed;
  color:var(--text);min-height:100vh;
}
body[data-theme="v4"]::before{
  content:'';position:fixed;inset:0;pointer-events:none;z-index:0;
  background-image:radial-gradient(circle at 1px 1px, rgba(148,163,200,.04) 1px, transparent 1px);
  background-size:32px 32px;opacity:.6;
}
body[data-theme="v4"] > *{position:relative;z-index:1}

/* Header v4 */
body[data-theme="v4"] .ch.v4{
  background:radial-gradient(ellipse 800px 200px at 50% 0%, rgba(99,102,241,.18) 0%, transparent 70%), linear-gradient(180deg,#070D1B 0%,rgba(7,13,27,.85) 100%);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid var(--border);padding:14px 28px;min-height:68px;
}
body[data-theme="v4"] .ch.v4::before{background:linear-gradient(90deg,transparent 0%,rgba(200,162,74,.4) 30%,rgba(200,162,74,.4) 70%,transparent 100%)}
body[data-theme="v4"] .ch.v4 .ch-mark{
  width:38px;height:38px;border-radius:10px;
  background:linear-gradient(135deg,#1B2440 0%,#0B1224 100%);
  border:1px solid rgba(200,162,74,.5);font-weight:700;font-size:13px;color:var(--gold);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.06),0 4px 12px rgba(200,162,74,.08);
}
body[data-theme="v4"] .ch.v4 .ch-brandstack{display:flex;flex-direction:column;justify-content:center;min-width:0;gap:1px}
body[data-theme="v4"] .ch.v4 .ch-brandlbl{font-size:9px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);opacity:.85;line-height:1}
body[data-theme="v4"] .ch.v4 .ch-title{font-size:16px;color:#fff;line-height:1.3}
body[data-theme="v4"] .ch.v4 .ch-scope{color:var(--gold);font-size:14px}

body[data-theme="v4"] .ch.v4 .ch-controls{gap:8px}
body[data-theme="v4"] .ch.v4 .ch-ctrl{
  background:linear-gradient(135deg,rgba(28,40,70,.7) 0%,rgba(20,30,56,.7) 100%);
  border:1px solid var(--border);height:42px;padding:0 8px 0 12px;border-radius:10px;
  backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);
  transition:border-color .2s,transform .2s,box-shadow .2s;
}
body[data-theme="v4"] .ch.v4 .ch-ctrl:hover{border-color:rgba(200,162,74,.35);transform:translateY(-1px);box-shadow:0 4px 12px rgba(0,0,0,.3),0 0 0 1px rgba(200,162,74,.12)}
body[data-theme="v4"] .ch.v4 .ch-ctrl:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,162,74,.16)}
body[data-theme="v4"] .ch.v4 .ch-ctrl-icon{display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:6px;background:rgba(200,162,74,.10);color:var(--gold);flex-shrink:0}
body[data-theme="v4"] .ch.v4 .ch-ctrl-lbl{color:var(--text-3)}
body[data-theme="v4"] .ch.v4 .ch-ctrl select{color:#fff;font-weight:600}
body[data-theme="v4"] .ch.v4 .ch-ctrl select option{background:#0F172A;color:#fff}
body[data-theme="v4"] .ch.v4 .ch-more{
  background:linear-gradient(135deg,rgba(28,40,70,.7) 0%,rgba(20,30,56,.7) 100%);
  border:1px solid var(--border);width:42px;height:42px;border-radius:10px;color:var(--text-3);
  backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);transition:all .2s;
}
body[data-theme="v4"] .ch.v4 .ch-more:hover{color:var(--gold);border-color:rgba(200,162,74,.4);background:rgba(28,40,70,.9)}
body[data-theme="v4"] .ch.v4 .ch-more[aria-expanded="true"]{color:var(--gold);border-color:rgba(200,162,74,.5);background:rgba(200,162,74,.08)}

/* Advanced panel + summary */
body[data-theme="v4"] .ch-secondary{background:linear-gradient(180deg,#0B1326 0%,#070D1B 100%);border-bottom:1px solid var(--border);padding:14px 28px}
body[data-theme="v4"] .ch-secondary .ch-ctrl-light{background:rgba(20,30,56,.6);border:1px solid var(--border);height:42px;border-radius:10px}
body[data-theme="v4"] .ch-secondary .ch-ctrl-light:hover{border-color:rgba(200,162,74,.3)}
body[data-theme="v4"] .ch-secondary .ch-ctrl-light:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,162,74,.14)}
body[data-theme="v4"] .ch-secondary .ch-ctrl-light .ch-ctrl-lbl{color:var(--text-3)}
body[data-theme="v4"] .ch-secondary .ch-ctrl-light select{color:#fff}
body[data-theme="v4"] .ch-secondary .ch-ctrl-light select option{background:#0F172A}
body[data-theme="v4"] .ch-toggle{background:rgba(20,30,56,.6);border:1px solid var(--border);height:42px}
body[data-theme="v4"] .ch-toggle-btn{color:var(--text-3)}
body[data-theme="v4"] .ch-toggle-btn:hover{color:#fff}
body[data-theme="v4"] .ch-toggle-btn.active{background:linear-gradient(135deg,var(--gold) 0%,#A78230 100%);color:#0B1224;box-shadow:0 2px 8px rgba(200,162,74,.3);font-weight:700}
body[data-theme="v4"] .ch-reset{background:transparent;border:1px solid var(--border);color:var(--text-3);height:42px}
body[data-theme="v4"] .ch-reset:hover{color:var(--gold);border-color:rgba(200,162,74,.4);background:rgba(200,162,74,.06)}
body[data-theme="v4"] .ch-sec-note{color:var(--text-3)}
body[data-theme="v4"] .ch-sec-note::before{background:rgba(200,162,74,.16);color:var(--gold)}
body[data-theme="v4"] .ch-summary{background:linear-gradient(90deg,rgba(99,102,241,.06) 0%,transparent 100%);border-bottom:1px solid var(--border);color:var(--text-2);padding:11px 28px;font-size:12.5px}
body[data-theme="v4"] .ch-summary strong{color:#fff}
body[data-theme="v4"] .ch-summary .ch-summary-tag{color:var(--gold);background:rgba(200,162,74,.08);border:1px solid rgba(200,162,74,.25)}

/* Navigation */
body[data-theme="v4"] .cn{background:rgba(7,13,27,.85);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border)}
body[data-theme="v4"] .cn-inner.grouped{padding:0 28px}
body[data-theme="v4"] .cn-group{border-right:1px solid rgba(148,163,200,.08);padding:0 8px}
body[data-theme="v4"] .cn-group-label{font-size:9px;letter-spacing:.18em;color:var(--gold);opacity:.85;padding:0 10px 0 6px}
body[data-theme="v4"] .cn-btn-grouped{color:var(--text-3);font-size:12px;padding:13px 13px;font-weight:500;position:relative}
body[data-theme="v4"] .cn-btn-grouped:hover{color:#fff}
body[data-theme="v4"] .cn-btn-grouped.active{color:#fff;font-weight:600;border-bottom-color:var(--gold)}
body[data-theme="v4"] .cn-btn-grouped.active::before{content:'';position:absolute;left:13px;right:13px;bottom:-1px;height:2px;background:linear-gradient(90deg,transparent 0%,var(--gold) 50%,transparent 100%);opacity:.6}
body[data-theme="v4"] .cn-btn-grouped::after{display:none}

/* Main + sections */
body[data-theme="v4"] .cm{padding:24px 28px;position:relative;z-index:1}
body[data-theme="v4"] .cs-hd{border-bottom:1px solid var(--border);padding-bottom:16px;margin-bottom:18px}
body[data-theme="v4"] .cs-hd h2{color:#fff;font-size:18px;font-weight:600;letter-spacing:-.01em}
body[data-theme="v4"] .cs-hd h2 .anchor{background:linear-gradient(135deg,rgba(200,162,74,.18) 0%,rgba(200,162,74,.08) 100%);border:1px solid rgba(200,162,74,.35);color:var(--gold);font-weight:700}
body[data-theme="v4"] .cs-hd p{color:var(--text-3)}

/* Cards (premium dark glass) */
body[data-theme="v4"] .card{
  background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);
  border:1px solid var(--border);border-radius:var(--r);
  backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
  box-shadow:0 4px 20px rgba(0,0,0,.25),inset 0 1px 0 rgba(255,255,255,.04);
  color:var(--text-2);transition:transform .2s,border-color .2s,box-shadow .2s;
}
body[data-theme="v4"] .card:hover{border-color:rgba(200,162,74,.18);box-shadow:0 8px 32px rgba(0,0,0,.4),inset 0 1px 0 rgba(255,255,255,.06)}
body[data-theme="v4"] .card-accent{border-left:3px solid var(--accent-blue)}
body[data-theme="v4"] .card-pos{border-left:3px solid var(--positive)}
body[data-theme="v4"] .card-neg{border-left:3px solid var(--negative)}
body[data-theme="v4"] .card-warn{border-left:3px solid var(--warning)}
body[data-theme="v4"] .card-gold{border-left:3px solid var(--gold)}
body[data-theme="v4"] .card-strat{border-left:3px solid var(--strat)}
body[data-theme="v4"] .card-elevated{box-shadow:0 12px 40px rgba(0,0,0,.5)}
body[data-theme="v4"] .card-dark{background:linear-gradient(135deg,#0B1224 0%,#13182B 100%);border:1px solid rgba(200,162,74,.2)}

/* Text colors */
body[data-theme="v4"] .kl{color:var(--text-3);letter-spacing:.1em}
body[data-theme="v4"] .kv{color:#fff;font-weight:600}
body[data-theme="v4"] .ks{color:var(--text-3)}
body[data-theme="v4"] .kpi-delta.pos{background:var(--positive-bg);color:var(--positive)}
body[data-theme="v4"] .kpi-delta.neg{background:var(--negative-bg);color:var(--negative)}
body[data-theme="v4"] .kpi-delta.neu{background:rgba(148,163,200,.08);color:var(--text-3)}
body[data-theme="v4"] .pos{color:var(--positive)}
body[data-theme="v4"] .neg{color:var(--negative)}
body[data-theme="v4"] .neu{color:var(--text-3)}
body[data-theme="v4"] .wrn{color:var(--warning)}
body[data-theme="v4"] .inf{color:var(--info)}

/* Status pills */
body[data-theme="v4"] .st-strong{background:var(--positive-bg);color:var(--positive);border-color:rgba(52,211,153,.4)}
body[data-theme="v4"] .st-stable{background:var(--info-bg);color:var(--info);border-color:rgba(96,165,250,.4)}
body[data-theme="v4"] .st-watch{background:var(--warning-bg);color:var(--warning);border-color:rgba(251,191,36,.4)}
body[data-theme="v4"] .st-pressure{background:var(--negative-bg);color:var(--negative);border-color:rgba(248,113,113,.4)}
body[data-theme="v4"] .st-data{background:var(--strat-bg);color:var(--strat);border-color:rgba(167,139,250,.4)}
body[data-theme="v4"] .st-na{background:rgba(148,163,200,.08);color:var(--text-3);border-color:var(--border)}

/* Rank badges */
body[data-theme="v4"] .rb{background:rgba(35,48,82,.6);color:var(--text-2);border-color:var(--border)}
body[data-theme="v4"] .rb.r1{background:linear-gradient(135deg,rgba(200,162,74,.3),rgba(200,162,74,.15));color:var(--gold);border-color:rgba(200,162,74,.5)}
body[data-theme="v4"] .rb.r2{background:linear-gradient(135deg,rgba(148,163,200,.2),rgba(148,163,200,.1));color:var(--text-2);border-color:rgba(148,163,200,.3)}
body[data-theme="v4"] .rb.r3{background:linear-gradient(135deg,rgba(251,191,36,.2),rgba(251,191,36,.1));color:var(--warning);border-color:rgba(251,191,36,.35)}

/* Tables */
body[data-theme="v4"] .ct,body[data-theme="v4"] .va-tbl,body[data-theme="v4"] .pp-tbl,body[data-theme="v4"] .bc-comp-tbl,body[data-theme="v4"] .wf-tbl,body[data-theme="v4"] .pl-tbl,body[data-theme="v4"] .at,body[data-theme="v4"] .ft{color:var(--text-2)}
body[data-theme="v4"] .ct th,body[data-theme="v4"] .va-tbl th,body[data-theme="v4"] .pp-tbl th,body[data-theme="v4"] .bc-comp-tbl th,body[data-theme="v4"] .wf-tbl th,body[data-theme="v4"] .pl-tbl th,body[data-theme="v4"] .at th{background:rgba(20,30,56,.5);color:var(--text-3);border-bottom:1px solid var(--border);letter-spacing:.09em}
body[data-theme="v4"] .ct td,body[data-theme="v4"] .va-tbl td,body[data-theme="v4"] .pp-tbl td,body[data-theme="v4"] .bc-comp-tbl td,body[data-theme="v4"] .wf-tbl td,body[data-theme="v4"] .pl-tbl td,body[data-theme="v4"] .at td,body[data-theme="v4"] .ft td{border-bottom:1px solid rgba(148,163,200,.06);color:var(--text-2)}
body[data-theme="v4"] .ft td:first-child{color:#fff}
body[data-theme="v4"] .ct tr:hover td,body[data-theme="v4"] .va-tbl tr:hover td,body[data-theme="v4"] .pp-tbl tr:hover td{background:rgba(99,102,241,.04)}
body[data-theme="v4"] .ct tr.sel-row td{background:rgba(200,162,74,.10)!important;color:#fff;font-weight:600}
body[data-theme="v4"] .ct tr.leader-row td{background:rgba(200,162,74,.06)!important}
body[data-theme="v4"] .audit-pass{color:var(--positive)}
body[data-theme="v4"] .audit-fail{color:var(--negative)}
body[data-theme="v4"] .va-ratio-name{color:#fff}
body[data-theme="v4"] .va-formula{color:var(--text-3)}
body[data-theme="v4"] .pp-prod{color:#fff}
body[data-theme="v4"] .pp-comment{color:var(--text-2)}
body[data-theme="v4"] .wf-tbl tr.tot td{background:rgba(20,30,56,.5);color:#fff;font-weight:700}
body[data-theme="v4"] .wf-gain{color:var(--positive)}
body[data-theme="v4"] .wf-loss{color:var(--negative)}

/* Heatmap */
body[data-theme="v4"] .hm-0{background:rgba(35,48,82,.4);color:var(--text-3)}
body[data-theme="v4"] .hm-1{background:rgba(99,102,241,.15);color:var(--text-2)}
body[data-theme="v4"] .hm-2{background:rgba(99,102,241,.25);color:#fff}
body[data-theme="v4"] .hm-3{background:rgba(99,102,241,.4);color:#fff}
body[data-theme="v4"] .hm-4{background:rgba(99,102,241,.55);color:#fff}
body[data-theme="v4"] .hm-5{background:linear-gradient(135deg,#6366F1,#4F46E5);color:#fff}

/* Insight blocks */
body[data-theme="v4"] .ib{background:rgba(99,102,241,.06);border-left-color:var(--accent-blue);color:var(--text-2)}
body[data-theme="v4"] .ib.success{background:var(--positive-bg);border-left-color:var(--positive)}
body[data-theme="v4"] .ib.warn{background:var(--warning-bg);border-left-color:var(--warning)}
body[data-theme="v4"] .ib.danger{background:var(--negative-bg);border-left-color:var(--negative)}
body[data-theme="v4"] .ib.info{background:var(--info-bg);border-left-color:var(--info)}
body[data-theme="v4"] .ib.strat{background:var(--strat-bg);border-left-color:var(--strat)}
body[data-theme="v4"] .ib-title{color:var(--gold)}

/* Chart titles */
body[data-theme="v4"] .chart-title{color:#fff;letter-spacing:.08em}
body[data-theme="v4"] .chart-subtitle{color:var(--text-3)}

/* Alerts */
body[data-theme="v4"] .ac{background:rgba(20,30,56,.4)}
body[data-theme="v4"] .ac.red{background:var(--negative-bg);border-color:rgba(248,113,113,.3)}
body[data-theme="v4"] .ac.yellow{background:var(--warning-bg);border-color:rgba(251,191,36,.3)}
body[data-theme="v4"] .ac.green{background:var(--positive-bg);border-color:rgba(52,211,153,.3)}
body[data-theme="v4"] .ac.blue{background:var(--info-bg);border-color:rgba(96,165,250,.3)}
body[data-theme="v4"] .ac-title{color:#fff}
body[data-theme="v4"] .ac-bank{color:var(--text-3)}
body[data-theme="v4"] .ac-desc{color:var(--text-2)}

/* Methodology */
body[data-theme="v4"] details{background:rgba(20,30,56,.4);border:1px solid var(--border);border-radius:var(--r)}
body[data-theme="v4"] details summary{background:rgba(28,40,70,.5);color:#fff}
body[data-theme="v4"] details summary:hover{background:rgba(35,48,82,.6)}
body[data-theme="v4"] details summary::before{color:var(--gold)}
body[data-theme="v4"] details .d-body{color:var(--text-2)}
body[data-theme="v4"] details .d-body code{background:rgba(7,13,27,.6);color:var(--gold);border:1px solid var(--border)}

/* Mini bars + momentum */
body[data-theme="v4"] .mbar-wrap{background:rgba(35,48,82,.4)}
body[data-theme="v4"] .mbar{background:linear-gradient(90deg,var(--accent-blue),var(--indigo))}
body[data-theme="v4"] .mv-row{border-bottom:1px solid rgba(148,163,200,.06)}
body[data-theme="v4"] .mv-bank{color:#fff}
body[data-theme="v4"] .mv-share{color:var(--text-3)}
body[data-theme="v4"] .mv-bar{background:rgba(35,48,82,.4)}

/* Action labels */
body[data-theme="v4"] .action-defend{background:var(--positive-bg);color:var(--positive);border:1px solid rgba(52,211,153,.3)}
body[data-theme="v4"] .action-attack{background:var(--info-bg);color:var(--info);border:1px solid rgba(96,165,250,.3)}
body[data-theme="v4"] .action-fix{background:var(--warning-bg);color:var(--warning);border:1px solid rgba(251,191,36,.3)}
body[data-theme="v4"] .action-deprioritize{background:rgba(148,163,200,.08);color:var(--text-3);border:1px solid var(--border)}

/* Profile, Scorecard, Battlecard */
body[data-theme="v4"] .profile-card,body[data-theme="v4"] .ebs-card,body[data-theme="v4"] .bc-card{background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);border:1px solid var(--border)}
body[data-theme="v4"] .profile-card .pc-label,body[data-theme="v4"] .ebs-label{color:var(--text-3)}
body[data-theme="v4"] .profile-card .pc-metric,body[data-theme="v4"] .ebs-rank{color:#fff}
body[data-theme="v4"] .profile-card .pc-metric-label{color:var(--text-3)}
body[data-theme="v4"] .profile-card .pc-insight{color:var(--text-2);border-top:1px solid var(--border)}
body[data-theme="v4"] .ebs-rank-of{color:var(--text-3)}
body[data-theme="v4"] .ebs-detail{border-bottom:1px solid rgba(148,163,200,.06)}
body[data-theme="v4"] .ebs-detail span:first-child{color:var(--text-3)}
body[data-theme="v4"] .ebs-detail span:last-child{color:#fff}
body[data-theme="v4"] .bc-card-hd{color:var(--gold)}
body[data-theme="v4"] .bc-item{border-bottom:1px solid rgba(148,163,200,.06)}
body[data-theme="v4"] .bc-item-prod,body[data-theme="v4"] .bc-radar-prod{color:#fff}
body[data-theme="v4"] .bc-item-detail,body[data-theme="v4"] .bc-radar-detail{color:var(--text-3)}
body[data-theme="v4"] .bc-summary{background:linear-gradient(180deg,#0B1224 0%,#13182B 100%);border:1px solid rgba(200,162,74,.3)}
body[data-theme="v4"] .bc-summary .bc-sum-label{color:var(--gold)}
body[data-theme="v4"] .bc-summary .bc-sum-bank{color:#fff}
body[data-theme="v4"] .bc-summary .bc-sum-period,body[data-theme="v4"] .bc-summary .bc-sum-label-sm{color:var(--text-3)}
body[data-theme="v4"] .bc-summary .bc-sum-stat{border-bottom:1px solid rgba(148,163,200,.08)}
body[data-theme="v4"] .bc-summary .bc-sum-val,body[data-theme="v4"] .bc-summary .bc-sum-val small{color:#fff}
body[data-theme="v4"] .bc-summary .bc-sum-val small{color:var(--text-3)}
body[data-theme="v4"] .bc-comp-tbl .bc-leader{color:var(--gold)}
body[data-theme="v4"] .bc-final{background:linear-gradient(135deg,rgba(28,40,70,.5) 0%,rgba(20,30,56,.5) 100%);border:1px solid var(--border)}
body[data-theme="v4"] .bc-final-hd{color:var(--gold)}
body[data-theme="v4"] .bc-final p{color:var(--text-2)}
body[data-theme="v4"] .bc-final p strong{color:#fff}
body[data-theme="v4"] .bc-score-banner{background:linear-gradient(135deg,#0B1224 0%,#13182B 50%,#0F162A 100%);border:1px solid rgba(200,162,74,.25)}
body[data-theme="v4"] .bc-score-bank{color:#fff}
body[data-theme="v4"] .bc-score-meta{color:var(--text-3)}

/* Rank tracker */
body[data-theme="v4"] .rt-row{background:rgba(28,40,70,.4);border:1px solid var(--border)}
body[data-theme="v4"] .rt-cat,body[data-theme="v4"] .rt-rank{color:#fff}

/* Tree (S15) */
body[data-theme="v4"] .tree-col-hd{color:var(--gold);border-bottom-color:rgba(200,162,74,.18)}
body[data-theme="v4"] .tree-node{background:rgba(28,40,70,.4)}
body[data-theme="v4"] .tree-node:hover{background:rgba(35,48,82,.6)}
body[data-theme="v4"] .tree-node.depth-0{background:rgba(99,102,241,.08);border-left-color:var(--accent-blue)}
body[data-theme="v4"] .tree-node.depth-1{border-left-color:var(--cyan-soft)}
body[data-theme="v4"] .tree-name,body[data-theme="v4"] .tree-val{color:#fff}
body[data-theme="v4"] .tree-share{color:var(--text-3)}

/* Profit funnel */
body[data-theme="v4"] .pf-step{background:rgba(28,40,70,.5);border:1px solid var(--border)}
body[data-theme="v4"] .pf-step::after{color:var(--gold)}
body[data-theme="v4"] .pf-step-label,body[data-theme="v4"] .pf-step-pct{color:var(--text-3)}
body[data-theme="v4"] .pf-step-val{color:#fff}

/* Bvb */
body[data-theme="v4"] .bvb-side{background:rgba(28,40,70,.4);border:1px solid var(--border)}
body[data-theme="v4"] .bvb-bank-name{color:#fff}
body[data-theme="v4"] .bvb-row{border-bottom:1px solid rgba(148,163,200,.06)}
body[data-theme="v4"] .bvb-row span:first-child{color:var(--text-3)}
body[data-theme="v4"] .bvb-row span:last-child{color:#fff}

/* Sector commentary */
body[data-theme="v4"] .sector-comm{background:linear-gradient(135deg,rgba(28,40,70,.5) 0%,rgba(20,30,56,.5) 100%);border:1px solid var(--border)}
body[data-theme="v4"] .sector-comm-hd{color:var(--gold)}
body[data-theme="v4"] .sector-comm p{color:var(--text-2)}
body[data-theme="v4"] .sector-comm p strong{color:#fff}

/* Network/Payments cards */
body[data-theme="v4"] .np-card,body[data-theme="v4"] .pp-stat-card{background:rgba(28,40,70,.45);border:1px solid var(--border)}
body[data-theme="v4"] .np-card .np-label,body[data-theme="v4"] .pp-stat-card .pp-stat-lbl{color:var(--text-3)}
body[data-theme="v4"] .np-card .np-val,body[data-theme="v4"] .pp-stat-card .pp-stat-val{color:#fff}
body[data-theme="v4"] .np-card .np-sub,body[data-theme="v4"] .pp-stat-card .pp-stat-sub{color:var(--text-3)}
body[data-theme="v4"] .np-empty{background:rgba(99,102,241,.08);border:1px dashed rgba(99,102,241,.3);color:var(--text-2)}
body[data-theme="v4"] .np-empty strong{color:#fff}

/* MarketMap quadrants */
body[data-theme="v4"] .mm-card{background:rgba(28,40,70,.5);border:1px solid var(--border)}
body[data-theme="v4"] .mm-quad-legend > div{background:rgba(28,40,70,.5);border:1px solid var(--border);color:var(--text-2)}
body[data-theme="v4"] .mm-q-leader{background:var(--positive-bg);color:#86EFAC;border-color:rgba(52,211,153,.4)}
body[data-theme="v4"] .mm-q-niche{background:var(--info-bg);color:#7DD3FC;border-color:rgba(96,165,250,.4)}
body[data-theme="v4"] .mm-q-laggard{background:var(--warning-bg);color:#FCD34D;border-color:rgba(251,191,36,.4)}
body[data-theme="v4"] .mm-q-watch{background:rgba(148,163,200,.06);color:var(--text-3);border-color:var(--border)}

/* Opportunity finder */
body[data-theme="v4"] .of-row{background:rgba(28,40,70,.4);border:1px solid var(--border)}
body[data-theme="v4"] .of-row.high{border-left-color:var(--positive);background:rgba(52,211,153,.06)}
body[data-theme="v4"] .of-rank{background:rgba(99,102,241,.18);color:var(--accent-blue);border-color:rgba(99,102,241,.4)}
body[data-theme="v4"] .of-prod{color:#fff}
body[data-theme="v4"] .of-prod-sub,body[data-theme="v4"] .of-metric{color:var(--text-3)}
body[data-theme="v4"] .of-metric strong{color:#fff}

/* Footer */
body[data-theme="v4"] .cf{background:rgba(7,13,27,.6);border-top:1px solid var(--border);color:var(--text-3)}
body[data-theme="v4"] .cf-brand{color:var(--gold)}

/* ╔══════════════════════════════════════════════════════════════╗
   ║  PREMIUM COMPARISON HERO CARD — v4 with VS medallion         ║
   ╚══════════════════════════════════════════════════════════════╝ */
body[data-theme="v4"] .ct-card.v4{
  background:
    radial-gradient(ellipse 700px 300px at 0% 50%, rgba(99,102,241,.18) 0%, transparent 60%),
    radial-gradient(ellipse 700px 300px at 100% 50%, rgba(200,162,74,.10) 0%, transparent 60%),
    linear-gradient(135deg,#0B1224 0%,#13182B 50%,#0F162A 100%);
  border:1px solid rgba(200,162,74,.22);border-radius:var(--r-lg);
  padding:24px 28px;margin-bottom:18px;
  display:grid;grid-template-columns:1fr auto 1fr;gap:24px;align-items:center;
  position:relative;overflow:hidden;
  box-shadow:0 20px 60px rgba(0,0,0,.5),inset 0 1px 0 rgba(255,255,255,.05);
}
body[data-theme="v4"] .ct-card.v4 .ct-bg-pattern{
  position:absolute;inset:0;pointer-events:none;opacity:.4;
  background-image:
    radial-gradient(circle at 20% 30%, rgba(99,102,241,.12) 0%, transparent 35%),
    radial-gradient(circle at 80% 70%, rgba(200,162,74,.10) 0%, transparent 35%),
    radial-gradient(circle at 1px 1px, rgba(148,163,200,.06) 1px, transparent 1px);
  background-size:auto,auto,24px 24px;
}
body[data-theme="v4"] .ct-card.v4::before{
  content:'';position:absolute;left:50%;top:0;bottom:0;width:1px;
  background:linear-gradient(180deg,transparent 0%,rgba(200,162,74,.3) 35%,rgba(200,162,74,.3) 65%,transparent 100%);
  pointer-events:none;
}
body[data-theme="v4"] .ct-card.v4 .ct-side{position:relative;z-index:1;display:flex;flex-direction:column;gap:12px}
body[data-theme="v4"] .ct-card.v4 .ct-target{align-items:flex-end;text-align:right}
body[data-theme="v4"] .ct-card.v4 .ct-label{font-size:9.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);display:inline-flex;align-items:center;gap:6px}
body[data-theme="v4"] .ct-card.v4 .ct-label-r{flex-direction:row-reverse}
body[data-theme="v4"] .ct-card.v4 .ct-label-dot{width:5px;height:5px;border-radius:50%;background:var(--gold);box-shadow:0 0 8px rgba(200,162,74,.6)}
body[data-theme="v4"] .ct-card.v4 .ct-bank{display:flex;align-items:center;gap:14px;min-width:0}
body[data-theme="v4"] .ct-card.v4 .ct-bank-r{flex-direction:row}
body[data-theme="v4"] .ct-card.v4 .ct-avatar{width:52px;height:52px;border-radius:14px;flex-shrink:0;background:linear-gradient(135deg,#1B2440 0%,#0B1224 100%);border:1.5px solid rgba(200,162,74,.4);display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;color:#fff;letter-spacing:.02em;box-shadow:0 6px 20px rgba(0,0,0,.4),inset 0 1px 0 rgba(255,255,255,.08)}
body[data-theme="v4"] .ct-card.v4 .ct-bank-text{display:flex;flex-direction:column;gap:3px;min-width:0}
body[data-theme="v4"] .ct-card.v4 .ct-bank-text-r{align-items:flex-end}
body[data-theme="v4"] .ct-card.v4 .ct-bank-name{font-size:24px;font-weight:700;color:#fff;letter-spacing:-.02em;line-height:1.1}
body[data-theme="v4"] .ct-card.v4 .ct-bank-meta{font-size:11.5px;color:var(--text-3);line-height:1.3}
body[data-theme="v4"] .ct-card.v4 .ct-stat-row{display:flex;gap:18px;flex-wrap:wrap}
body[data-theme="v4"] .ct-card.v4 .ct-stat-row-r{justify-content:flex-end}
body[data-theme="v4"] .ct-card.v4 .ct-stat{display:flex;flex-direction:column;gap:2px}
body[data-theme="v4"] .ct-card.v4 .ct-stat-lbl{font-size:9px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--text-3)}
body[data-theme="v4"] .ct-card.v4 .ct-stat-val{font-size:15px;font-weight:700;color:#fff;font-feature-settings:'tnum'}

/* VS medallion */
body[data-theme="v4"] .ct-card.v4 .ct-vs-wrap{display:flex;flex-direction:column;align-items:center;gap:10px;padding:0 8px;position:relative;z-index:1}
body[data-theme="v4"] .ct-card.v4 .ct-vs-line{width:1px;height:30px;background:linear-gradient(180deg,transparent 0%,rgba(200,162,74,.3) 50%,transparent 100%)}
body[data-theme="v4"] .ct-card.v4 .ct-vs-medal{
  width:54px;height:54px;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,rgba(200,162,74,.4) 0%,transparent 60%),linear-gradient(135deg,#0B1224 0%,#1B2440 100%);
  border:1.5px solid rgba(200,162,74,.55);
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 0 0 6px rgba(200,162,74,.06),0 0 24px rgba(200,162,74,.25),inset 0 1px 0 rgba(255,255,255,.1);
  position:relative;
}
body[data-theme="v4"] .ct-card.v4 .ct-vs-medal::before{content:'';position:absolute;inset:-2px;border-radius:50%;pointer-events:none;background:conic-gradient(from 0deg,transparent 0deg,rgba(200,162,74,.25) 90deg,transparent 180deg,rgba(99,102,241,.2) 270deg,transparent 360deg);filter:blur(4px);opacity:.6}
body[data-theme="v4"] .ct-card.v4 .ct-vs-text{font-size:14px;font-weight:800;letter-spacing:.18em;color:var(--gold);text-shadow:0 0 12px rgba(200,162,74,.6);position:relative;z-index:1}

/* Mobile: stack hero vertically */
@media(max-width:880px){
  body[data-theme="v4"] .ct-card.v4{grid-template-columns:1fr;gap:16px;padding:20px}
  body[data-theme="v4"] .ct-card.v4::before{display:none}
  body[data-theme="v4"] .ct-card.v4 .ct-target{align-items:flex-start;text-align:left}
  body[data-theme="v4"] .ct-card.v4 .ct-label-r{flex-direction:row}
  body[data-theme="v4"] .ct-card.v4 .ct-bank-r{flex-direction:row}
  body[data-theme="v4"] .ct-card.v4 .ct-bank-text-r{align-items:flex-start}
  body[data-theme="v4"] .ct-card.v4 .ct-stat-row-r{justify-content:flex-start}
  body[data-theme="v4"] .ct-card.v4 .ct-vs-wrap{flex-direction:row;gap:14px;padding:0}
  body[data-theme="v4"] .ct-card.v4 .ct-vs-line{width:60px;height:1px;background:linear-gradient(90deg,transparent 0%,rgba(200,162,74,.3) 50%,transparent 100%)}
  body[data-theme="v4"] .ct-card.v4 .ct-vs-medal{width:46px;height:46px}
  body[data-theme="v4"] .ct-card.v4 .ct-vs-text{font-size:12px}
  body[data-theme="v4"] .ct-card.v4 .ct-bank-name{font-size:20px}
  body[data-theme="v4"] .ct-card.v4 .ct-avatar{width:44px;height:44px;font-size:15px}
}

/* Mobile header tweaks */
@media(max-width:700px){
  body[data-theme="v4"] .ch.v4{padding:12px 16px}
  body[data-theme="v4"] .ch.v4 .ch-title{font-size:14px}
  body[data-theme="v4"] .ch.v4 .ch-brandlbl{font-size:8.5px}
  body[data-theme="v4"] .ch.v4 .ch-ctrl{height:42px}
  body[data-theme="v4"] .ch.v4 .ch-ctrl-icon{width:22px;height:22px}
  body[data-theme="v4"] .ch-secondary{padding:12px 16px}
  body[data-theme="v4"] .ch-summary{padding:10px 16px;font-size:11.5px}
  body[data-theme="v4"] .cm{padding:18px 14px}
  body[data-theme="v4"] .cn-inner.grouped{padding:0 14px}
  body[data-theme="v4"] .cn-btn-grouped{font-size:11px;padding:11px 11px}
  body[data-theme="v4"] .cs-hd h2{font-size:15px}
}

/* ╔══════════════════════════════════════════════════════════════════╗
   ║                v5 — SIMPLIFIED EXECUTIVE DASHBOARD               ║
   ║   Compact header, no advanced drawer, 9-module nav, slim strip   ║
   ╚══════════════════════════════════════════════════════════════════╝ */
body[data-theme="v5"]{
  --bg:#070D1B; --gold:#C8A24A; --indigo:#6366F1; --accent-blue:#60A5FA; --cyan-soft:#22D3EE;
  --border:rgba(148,163,200,.15);
  --text:#F1F5F9; --text-2:#CBD5E1; --text-3:#94A3B8; --text-4:#64748B;
  --positive:#34D399; --positive-bg:rgba(52,211,153,.12);
  --negative:#F87171; --negative-bg:rgba(248,113,113,.12);
  --warning:#FBBF24; --warning-bg:rgba(251,191,36,.12);
  --info:#60A5FA; --info-bg:rgba(96,165,250,.12);
  --strat:#A78BFA; --strat-bg:rgba(167,139,250,.12);
  background:radial-gradient(ellipse 1200px 600px at 15% -10%,rgba(99,102,241,.18) 0%,transparent 60%),radial-gradient(ellipse 900px 500px at 85% 20%,rgba(200,162,74,.08) 0%,transparent 55%),radial-gradient(ellipse 800px 800px at 50% 100%,rgba(99,102,241,.10) 0%,transparent 60%),linear-gradient(180deg,#070D1B 0%,#0A1124 100%) fixed;
  color:var(--text);min-height:100vh;
}
body[data-theme="v5"]::before{content:'';position:fixed;inset:0;pointer-events:none;z-index:0;background-image:radial-gradient(circle at 1px 1px,rgba(148,163,200,.04) 1px,transparent 1px);background-size:32px 32px;opacity:.6}
body[data-theme="v5"] > *{position:relative;z-index:1}

/* Inherit v4 component theming */
body[data-theme="v5"] .card{background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);border:1px solid var(--border);border-radius:12px;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:0 4px 20px rgba(0,0,0,.25),inset 0 1px 0 rgba(255,255,255,.04);color:var(--text-2)}
body[data-theme="v5"] .card-accent{border-left:3px solid var(--accent-blue)}
body[data-theme="v5"] .card-pos{border-left:3px solid var(--positive)}
body[data-theme="v5"] .card-neg{border-left:3px solid var(--negative)}
body[data-theme="v5"] .card-warn{border-left:3px solid var(--warning)}
body[data-theme="v5"] .card-gold{border-left:3px solid var(--gold)}
body[data-theme="v5"] .card-strat{border-left:3px solid var(--strat)}
body[data-theme="v5"] .kl{color:var(--text-3);letter-spacing:.1em} body[data-theme="v5"] .kv{color:#fff;font-weight:600} body[data-theme="v5"] .ks{color:var(--text-3)}
body[data-theme="v5"] .pos{color:var(--positive)} body[data-theme="v5"] .neg{color:var(--negative)} body[data-theme="v5"] .neu{color:var(--text-3)} body[data-theme="v5"] .wrn{color:var(--warning)} body[data-theme="v5"] .inf{color:var(--info)}
body[data-theme="v5"] .st-strong{background:var(--positive-bg);color:var(--positive);border-color:rgba(52,211,153,.4)}
body[data-theme="v5"] .st-stable{background:var(--info-bg);color:var(--info);border-color:rgba(96,165,250,.4)}
body[data-theme="v5"] .st-watch{background:var(--warning-bg);color:var(--warning);border-color:rgba(251,191,36,.4)}
body[data-theme="v5"] .st-pressure{background:var(--negative-bg);color:var(--negative);border-color:rgba(248,113,113,.4)}
body[data-theme="v5"] .st-data{background:var(--strat-bg);color:var(--strat);border-color:rgba(167,139,250,.4)}
body[data-theme="v5"] .rb{background:rgba(35,48,82,.6);color:var(--text-2);border-color:var(--border)}
body[data-theme="v5"] .rb.r1{background:linear-gradient(135deg,rgba(200,162,74,.3),rgba(200,162,74,.15));color:var(--gold);border-color:rgba(200,162,74,.5)}
body[data-theme="v5"] .ct th,body[data-theme="v5"] .va-tbl th,body[data-theme="v5"] .pp-tbl th,body[data-theme="v5"] .at th{background:rgba(20,30,56,.5);color:var(--text-3);border-bottom:1px solid var(--border);letter-spacing:.09em}
body[data-theme="v5"] .ct td,body[data-theme="v5"] .va-tbl td,body[data-theme="v5"] .pp-tbl td,body[data-theme="v5"] .at td,body[data-theme="v5"] .ft td{border-bottom:1px solid rgba(148,163,200,.06);color:var(--text-2)}
body[data-theme="v5"] .ft td:first-child{color:#fff} body[data-theme="v5"] .va-ratio-name,body[data-theme="v5"] .pp-prod{color:#fff}
body[data-theme="v5"] .va-formula,body[data-theme="v5"] .pp-comment{color:var(--text-3)}
body[data-theme="v5"] .audit-pass{color:var(--positive)} body[data-theme="v5"] .audit-fail{color:var(--negative)}
body[data-theme="v5"] .ib{background:rgba(99,102,241,.06);border-left-color:var(--accent-blue);color:var(--text-2)}
body[data-theme="v5"] .ib.success{background:var(--positive-bg);border-left-color:var(--positive)}
body[data-theme="v5"] .ib.warn{background:var(--warning-bg);border-left-color:var(--warning)}
body[data-theme="v5"] .ib.danger{background:var(--negative-bg);border-left-color:var(--negative)}
body[data-theme="v5"] .ib.info{background:var(--info-bg);border-left-color:var(--info)}
body[data-theme="v5"] .ib-title{color:var(--gold)}
body[data-theme="v5"] .chart-title{color:#fff} body[data-theme="v5"] .chart-subtitle{color:var(--text-3)}
body[data-theme="v5"] .ac{background:rgba(20,30,56,.4)}
body[data-theme="v5"] .ac.red{background:var(--negative-bg);border-color:rgba(248,113,113,.3)}
body[data-theme="v5"] .ac.yellow{background:var(--warning-bg);border-color:rgba(251,191,36,.3)}
body[data-theme="v5"] .ac.green{background:var(--positive-bg);border-color:rgba(52,211,153,.3)}
body[data-theme="v5"] .ac.blue{background:var(--info-bg);border-color:rgba(96,165,250,.3)}
body[data-theme="v5"] .ac-title{color:#fff} body[data-theme="v5"] .ac-bank{color:var(--text-3)} body[data-theme="v5"] .ac-desc{color:var(--text-2)}
body[data-theme="v5"] details{background:rgba(20,30,56,.4);border:1px solid var(--border);border-radius:12px}
body[data-theme="v5"] details summary{background:rgba(28,40,70,.5);color:#fff}
body[data-theme="v5"] details .d-body{color:var(--text-2)}
body[data-theme="v5"] details .d-body code{background:rgba(7,13,27,.6);color:var(--gold);border:1px solid var(--border)}
body[data-theme="v5"] .profile-card{background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);border:1px solid var(--border)}
body[data-theme="v5"] .profile-card .pc-label{color:var(--text-3)} body[data-theme="v5"] .profile-card .pc-metric{color:#fff} body[data-theme="v5"] .profile-card .pc-insight{color:var(--text-2);border-top:1px solid var(--border)}
body[data-theme="v5"] .tree-col-hd{color:var(--gold)} body[data-theme="v5"] .tree-node{background:rgba(28,40,70,.4)} body[data-theme="v5"] .tree-node.depth-0{background:rgba(99,102,241,.08)}
body[data-theme="v5"] .tree-name,body[data-theme="v5"] .tree-val{color:#fff} body[data-theme="v5"] .tree-share{color:var(--text-3)}
body[data-theme="v5"] .pf-step{background:rgba(28,40,70,.5);border:1px solid var(--border)} body[data-theme="v5"] .pf-step::after{color:var(--gold)}
body[data-theme="v5"] .pf-step-label,body[data-theme="v5"] .pf-step-pct{color:var(--text-3)} body[data-theme="v5"] .pf-step-val{color:#fff}
body[data-theme="v5"] .bvb-side{background:rgba(28,40,70,.4);border:1px solid var(--border)} body[data-theme="v5"] .bvb-bank-name{color:#fff}
body[data-theme="v5"] .bvb-row{border-bottom:1px solid rgba(148,163,200,.06)} body[data-theme="v5"] .bvb-row span:first-child{color:var(--text-3)} body[data-theme="v5"] .bvb-row span:last-child{color:#fff}
body[data-theme="v5"] .sector-comm{background:linear-gradient(135deg,rgba(28,40,70,.5) 0%,rgba(20,30,56,.5) 100%);border:1px solid var(--border)}
body[data-theme="v5"] .sector-comm-hd{color:var(--gold)} body[data-theme="v5"] .sector-comm p{color:var(--text-2)} body[data-theme="v5"] .sector-comm p strong{color:#fff}
body[data-theme="v5"] .np-card,body[data-theme="v5"] .pp-stat-card{background:rgba(28,40,70,.45);border:1px solid var(--border)}
body[data-theme="v5"] .np-card .np-label,body[data-theme="v5"] .pp-stat-card .pp-stat-lbl{color:var(--text-3)}
body[data-theme="v5"] .np-card .np-val,body[data-theme="v5"] .pp-stat-card .pp-stat-val{color:#fff}
body[data-theme="v5"] .np-card .np-sub,body[data-theme="v5"] .pp-stat-card .pp-stat-sub{color:var(--text-3)}
body[data-theme="v5"] .np-empty{background:rgba(99,102,241,.08);border:1px dashed rgba(99,102,241,.3);color:var(--text-2)} body[data-theme="v5"] .np-empty strong{color:#fff}
body[data-theme="v5"] .of-row{background:rgba(28,40,70,.4);border:1px solid var(--border)}
body[data-theme="v5"] .of-row.high{border-left-color:var(--positive);background:rgba(52,211,153,.06)}
body[data-theme="v5"] .of-rank{background:rgba(99,102,241,.18);color:var(--accent-blue);border-color:rgba(99,102,241,.4)}
body[data-theme="v5"] .of-prod{color:#fff} body[data-theme="v5"] .of-prod-sub,body[data-theme="v5"] .of-metric{color:var(--text-3)} body[data-theme="v5"] .of-metric strong{color:#fff}
body[data-theme="v5"] .cs-hd{border-bottom:1px solid var(--border);padding-bottom:14px;margin-bottom:16px}
body[data-theme="v5"] .cs-hd h2{color:#fff;font-size:18px;font-weight:600}
body[data-theme="v5"] .cs-hd h2 .anchor{background:linear-gradient(135deg,rgba(200,162,74,.18) 0%,rgba(200,162,74,.08) 100%);border:1px solid rgba(200,162,74,.35);color:var(--gold);font-weight:700}
body[data-theme="v5"] .cs-hd p{color:var(--text-3)}
body[data-theme="v5"] .hm-0{background:rgba(35,48,82,.4);color:var(--text-3)}
body[data-theme="v5"] .hm-1{background:rgba(99,102,241,.15);color:var(--text-2)}
body[data-theme="v5"] .hm-2{background:rgba(99,102,241,.25);color:#fff}
body[data-theme="v5"] .hm-3{background:rgba(99,102,241,.4);color:#fff}
body[data-theme="v5"] .hm-4{background:rgba(99,102,241,.55);color:#fff}
body[data-theme="v5"] .hm-5{background:linear-gradient(135deg,#6366F1,#4F46E5);color:#fff}
body[data-theme="v5"] .ct tr.sel-row td{background:rgba(200,162,74,.10)!important;color:#fff;font-weight:600}
body[data-theme="v5"] .mv-row{border-bottom:1px solid rgba(148,163,200,.06)} body[data-theme="v5"] .mv-bank{color:#fff} body[data-theme="v5"] .mv-share{color:var(--text-3)}
body[data-theme="v5"] .mv-bar{background:rgba(35,48,82,.4)}
body[data-theme="v5"] .action-defend{background:var(--positive-bg);color:var(--positive);border:1px solid rgba(52,211,153,.3)}
body[data-theme="v5"] .action-attack{background:var(--info-bg);color:var(--info);border:1px solid rgba(96,165,250,.3)}
body[data-theme="v5"] .action-fix{background:var(--warning-bg);color:var(--warning);border:1px solid rgba(251,191,36,.3)}
body[data-theme="v5"] .action-deprioritize{background:rgba(148,163,200,.08);color:var(--text-3);border:1px solid var(--border)}
body[data-theme="v5"] .mbar-wrap{background:rgba(35,48,82,.4)} body[data-theme="v5"] .mbar{background:linear-gradient(90deg,var(--accent-blue),var(--indigo))}

/* v5 HEADER (single row, all controls inline) */
body[data-theme="v5"] .ch.v5{
  background:radial-gradient(ellipse 800px 200px at 50% 0%,rgba(99,102,241,.18) 0%,transparent 70%),linear-gradient(180deg,#070D1B 0%,rgba(7,13,27,.85) 100%);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid var(--border);padding:11px 24px;
  padding-left:max(24px,env(safe-area-inset-left));padding-right:max(24px,env(safe-area-inset-right));
  display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;
  position:sticky;top:0;z-index:80;min-height:60px;
}
body[data-theme="v5"] .ch.v5::before{content:'';position:absolute;left:0;right:0;bottom:-1px;height:1px;background:linear-gradient(90deg,transparent 0%,rgba(200,162,74,.4) 30%,rgba(200,162,74,.4) 70%,transparent 100%);pointer-events:none}
body[data-theme="v5"] .ch.v5 .ch-left{display:flex;align-items:center;gap:11px;min-width:0;flex:0 0 auto}
body[data-theme="v5"] .ch.v5 .ch-mark{width:32px;height:32px;border-radius:7px;flex-shrink:0;background:linear-gradient(135deg,#1B2440 0%,#0B1224 100%);border:1px solid rgba(200,162,74,.5);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:11.5px;color:var(--gold);box-shadow:inset 0 1px 0 rgba(255,255,255,.06)}
body[data-theme="v5"] .ch.v5 .ch-brandstack{display:flex;flex-direction:column;justify-content:center;min-width:0;gap:1px}
body[data-theme="v5"] .ch.v5 .ch-brandlbl{font-size:8px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);opacity:.85;line-height:1}
body[data-theme="v5"] .ch.v5 .ch-title{font-size:13.5px;font-weight:600;color:#fff;letter-spacing:-.005em;line-height:1.3;margin:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
body[data-theme="v5"] .ch.v5 .ch-scope{color:var(--gold);font-weight:500;margin-left:3px;font-size:12.5px}
body[data-theme="v5"] .ch.v5 .ch-controls{display:flex;align-items:center;gap:6px;flex-wrap:wrap;flex:1 1 auto;justify-content:flex-end}
body[data-theme="v5"] .ch.v5 .ch-ctrl{
  display:inline-flex;align-items:center;gap:6px;
  background:linear-gradient(135deg,rgba(28,40,70,.7) 0%,rgba(20,30,56,.7) 100%);
  border:1px solid var(--border);border-radius:7px;padding:0 6px 0 9px;height:36px;cursor:pointer;
  transition:border-color .2s,box-shadow .2s;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);
}
body[data-theme="v5"] .ch.v5 .ch-ctrl:hover{border-color:rgba(200,162,74,.3)}
body[data-theme="v5"] .ch.v5 .ch-ctrl:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,162,74,.16)}
body[data-theme="v5"] .ch.v5 .ch-ctrl-icon{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;border-radius:5px;background:rgba(200,162,74,.10);color:var(--gold);flex-shrink:0}
body[data-theme="v5"] .ch.v5 .ch-ctrl-lbl{font-size:8.5px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-3);white-space:nowrap;line-height:1}
body[data-theme="v5"] .ch.v5 .ch-ctrl{overflow:hidden;min-width:0}
body[data-theme="v5"] .ch.v5 .ch-ctrl select{
  background:transparent;color:#fff;border:none;outline:none;
  padding:0 16px 0 0;font-size:12px;font-weight:600;cursor:pointer;line-height:1;
  appearance:none;-webkit-appearance:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'><path d='M3 5l3 3 3-3' stroke='%2394A3B8' stroke-width='1.4' fill='none' stroke-linecap='round'/></svg>");
  background-repeat:no-repeat;background-position:right 0 center;font-family:inherit;
  /* Prevent overflow into adjacent cards */
  max-width:100%;min-width:0;flex:1 1 auto;
  white-space:nowrap;overflow:hidden;text-overflow:ellipsis;
}
body[data-theme="v5"] .ch.v5 .ch-ctrl select option{background:#0F172A;color:#fff}
body[data-theme="v5"] .ch.v5 .ch-ctrl-compare{border-color:rgba(200,162,74,.3);background:linear-gradient(135deg,rgba(200,162,74,.06) 0%,rgba(28,40,70,.7) 60%)}
body[data-theme="v5"] .ch.v5 .ch-ctrl-compare:hover{border-color:rgba(200,162,74,.5)}
body[data-theme="v5"] .ch.v5 .ch-ctrl-compare .ch-ctrl-icon{background:rgba(200,162,74,.18)}
body[data-theme="v5"] .ch.v5 .ch-ctrl-vm{padding:0 4px 0 9px;cursor:default;height:36px}
body[data-theme="v5"] .ch.v5 .ch-toggle{display:inline-flex;background:rgba(20,30,56,.6);border:1px solid var(--border);border-radius:5px;padding:2px;height:28px;align-items:center;gap:1px}
body[data-theme="v5"] .ch.v5 .ch-toggle-btn{background:transparent;border:none;color:var(--text-3);padding:3px 8px;font-size:10px;font-weight:600;border-radius:4px;cursor:pointer;transition:all .2s;font-family:inherit}
body[data-theme="v5"] .ch.v5 .ch-toggle-btn:hover{color:#fff}
body[data-theme="v5"] .ch.v5 .ch-toggle-btn.active{background:linear-gradient(135deg,var(--gold) 0%,#A78230 100%);color:#0B1224;font-weight:700}
body[data-theme="v5"] .ch.v5 .ch-reset-v5{
  background:transparent;border:1px solid var(--border);color:var(--text-3);height:36px;padding:0 11px;border-radius:7px;cursor:pointer;
  display:inline-flex;align-items:center;gap:5px;font-size:11px;font-weight:600;font-family:inherit;transition:all .2s;
}
body[data-theme="v5"] .ch.v5 .ch-reset-v5:hover{color:var(--gold);border-color:rgba(200,162,74,.4);background:rgba(200,162,74,.06)}

/* v5 NAV (single flat row) */
body[data-theme="v5"] .cn-v5{
  background:rgba(7,13,27,.85);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  border-bottom:1px solid var(--border);overflow-x:auto;white-space:nowrap;
}
body[data-theme="v5"] .cn-v5::-webkit-scrollbar{height:0}
body[data-theme="v5"] .cn-inner-v5{display:flex;padding:0 24px;gap:0;align-items:center;max-width:1480px;margin:0 auto}
body[data-theme="v5"] .cn-btn-v5{
  background:none;border:none;color:var(--text-3);padding:13px 16px;font-size:12.5px;font-weight:500;
  letter-spacing:.005em;white-space:nowrap;cursor:pointer;position:relative;border-bottom:2px solid transparent;
  transition:color .2s,border-color .2s;font-family:inherit;
}
body[data-theme="v5"] .cn-btn-v5:hover{color:#fff}
body[data-theme="v5"] .cn-btn-v5.active{color:#fff;font-weight:600;border-bottom-color:var(--gold)}
body[data-theme="v5"] .cn-btn-v5.active::before{content:'';position:absolute;left:16px;right:16px;bottom:-1px;height:2px;background:linear-gradient(90deg,transparent 0%,var(--gold) 50%,transparent 100%);opacity:.6}
body[data-theme="v5"] .cn-btn-v5 .cn-badge{display:inline-flex;align-items:center;justify-content:center;min-width:16px;height:16px;border-radius:8px;background:var(--negative);color:#fff;font-size:9px;font-weight:700;padding:0 5px;margin-left:5px}

/* v5 COMPACT COMPARISON STRIP */
body[data-theme="v5"] .cm{padding:18px 24px;position:relative;z-index:1}
body[data-theme="v5"] .cmp-strip{
  background:linear-gradient(90deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);
  border:1px solid var(--border);border-radius:10px;
  padding:12px 18px;margin-bottom:16px;
  display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:14px;
  backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
  box-shadow:0 4px 12px rgba(0,0,0,.2);
}
body[data-theme="v5"] .cmp-side{display:flex;align-items:center;gap:14px;min-width:0;flex-wrap:wrap}
body[data-theme="v5"] .cmp-tg{justify-content:flex-end}
body[data-theme="v5"] .cmp-side-lbl{font-size:9px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);flex-shrink:0}
body[data-theme="v5"] .cmp-bank-name{font-size:18px;font-weight:700;color:#fff;letter-spacing:-.01em}
body[data-theme="v5"] .cmp-rank{font-size:10.5px;font-weight:600;color:var(--text-3);padding:3px 8px;background:rgba(99,102,241,.12);border:1px solid rgba(99,102,241,.3);border-radius:4px;white-space:nowrap}
body[data-theme="v5"] .cmp-stats{display:flex;gap:14px;flex-wrap:wrap}
body[data-theme="v5"] .cmp-stat{display:flex;flex-direction:column;gap:1px}
body[data-theme="v5"] .cmp-stat-lbl{font-size:8.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--text-3)}
body[data-theme="v5"] .cmp-stat-val{font-size:13px;font-weight:700;color:#fff;font-feature-settings:'tnum'}
body[data-theme="v5"] .cmp-vs{font-size:11px;font-weight:800;letter-spacing:.18em;color:var(--gold);text-transform:uppercase;padding:6px 12px;background:rgba(200,162,74,.08);border:1px solid rgba(200,162,74,.3);border-radius:50%;width:38px;height:38px;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 0 12px rgba(200,162,74,.15)}

body[data-theme="v5"] .cf{background:rgba(7,13,27,.6);border-top:1px solid var(--border);color:var(--text-3);padding:18px 24px;text-align:center;font-size:11px;margin-top:28px}
body[data-theme="v5"] .cf-brand{font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.15em;color:var(--gold);margin-bottom:4px;display:block}

/* Hide v4 hero card if any element with .ct-card remains */
body[data-theme="v5"] .ct-card{display:none!important}

/* Mobile / tablet */
/* ── v5 mobile/tablet (compact, no overflow) ──────────────── */
@media(max-width:980px){
  body[data-theme="v5"] .ch.v5{flex-direction:column;align-items:stretch;gap:8px;padding:10px 14px;min-height:0}
  body[data-theme="v5"] .ch.v5 .ch-left{justify-content:flex-start;width:100%}
  body[data-theme="v5"] .ch.v5 .ch-controls{justify-content:flex-start;gap:6px;width:100%}
}
@media(max-width:700px){
  /* Header: each selector takes a full row — no overlapping text */
  body[data-theme="v5"] .ch.v5{padding:9px 12px;gap:7px}
  body[data-theme="v5"] .ch.v5 .ch-mark{width:30px;height:30px;font-size:11px}
  body[data-theme="v5"] .ch.v5 .ch-brandlbl{font-size:7.5px;letter-spacing:.14em}
  body[data-theme="v5"] .ch.v5 .ch-title{font-size:12.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  body[data-theme="v5"] .ch.v5 .ch-scope{font-size:11.5px}
  body[data-theme="v5"] .ch.v5 .ch-controls{flex-direction:column;align-items:stretch;width:100%;gap:5px}
  body[data-theme="v5"] .ch.v5 .ch-ctrl{flex:1 1 100%;width:100%;min-width:0;height:40px;padding:0 8px 0 10px;gap:8px;box-sizing:border-box}
  body[data-theme="v5"] .ch.v5 .ch-ctrl-icon{width:20px;height:20px;flex-shrink:0}
  body[data-theme="v5"] .ch.v5 .ch-ctrl-lbl{font-size:9px;flex-shrink:0}
  body[data-theme="v5"] .ch.v5 .ch-ctrl select{font-size:13px;padding-right:14px;text-align:right;flex:1 1 auto;min-width:0}
  /* View Mode + Reset — full width row, side by side */
  body[data-theme="v5"] .ch.v5 .ch-ctrl-vm{display:flex;flex:1 1 100%;width:100%;height:36px;padding:0 8px 0 10px;gap:8px;justify-content:space-between;box-sizing:border-box}
  body[data-theme="v5"] .ch.v5 .ch-toggle{height:30px;flex:1;justify-content:space-between;padding:2px}
  body[data-theme="v5"] .ch.v5 .ch-toggle-btn{flex:1;text-align:center;padding:3px 4px;font-size:10px}
  body[data-theme="v5"] .ch.v5 .ch-reset-v5{height:36px;width:100%;padding:0 10px;font-size:11px;justify-content:center;box-sizing:border-box}
  body[data-theme="v5"] .ch.v5 .ch-reset-v5 svg{width:14px;height:14px}

  /* Compact comparison strip on mobile — stack vertically with tight spacing */
  body[data-theme="v5"] .cmp-strip{grid-template-columns:1fr;gap:8px;padding:10px 12px;margin-bottom:12px}
  body[data-theme="v5"] .cmp-side{flex-wrap:wrap;gap:8px;align-items:center}
  body[data-theme="v5"] .cmp-tg{justify-content:flex-start}
  body[data-theme="v5"] .cmp-side-lbl{font-size:8px;flex-basis:100%;margin-bottom:-2px}
  body[data-theme="v5"] .cmp-bank-name{font-size:16px}
  body[data-theme="v5"] .cmp-rank{font-size:10px;padding:2px 6px}
  body[data-theme="v5"] .cmp-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:4px;width:100%}
  body[data-theme="v5"] .cmp-stat-lbl{font-size:7.5px}
  body[data-theme="v5"] .cmp-stat-val{font-size:11.5px}
  body[data-theme="v5"] .cmp-vs{align-self:center;width:32px;height:32px;font-size:9.5px;padding:4px 8px}

  body[data-theme="v5"] .cm{padding:12px 10px}
  body[data-theme="v5"] .cn-inner-v5{padding:0 10px}
  body[data-theme="v5"] .cn-btn-v5{padding:11px 12px;font-size:11px}
  body[data-theme="v5"] .cn-btn-v5.active::before{left:12px;right:12px}
}
/* Even smaller (≤420px iPhone SE) */
@media(max-width:420px){
  body[data-theme="v5"] .ch.v5{padding:8px 10px}
  body[data-theme="v5"] .ch.v5 .ch-title{font-size:11.5px}
  body[data-theme="v5"] .ch.v5 .ch-scope{display:block;margin-left:0;font-size:10px;margin-top:1px}
  body[data-theme="v5"] .ch.v5 .ch-ctrl{height:36px;padding:0 4px 0 7px}
  body[data-theme="v5"] .ch.v5 .ch-ctrl-icon{width:16px;height:16px}
  body[data-theme="v5"] .ch.v5 .ch-ctrl-lbl{display:none} /* hide labels — icon + value is enough */
  body[data-theme="v5"] .ch.v5 .ch-ctrl select{font-size:11.5px}
  body[data-theme="v5"] .cmp-stat-val{font-size:11px}
  body[data-theme="v5"] .cmp-bank-name{font-size:15px}
  body[data-theme="v5"] .cn-btn-v5{padding:10px 9px;font-size:10.5px}
}
@supports (-webkit-touch-callout:none){
  @media(max-width:700px){
    body[data-theme="v5"] .ch.v5 .ch-ctrl select{font-size:16px}
  }
}

/* ╔══════════════════════════════════════════════════════════════════╗
   ║  v7 — Comparison Tab with v6 Sub-modules                          ║
   ╚══════════════════════════════════════════════════════════════════╝ */

/* Sub-tab bar */
body[data-theme="v5"] .v7-subtabs{
  display:flex;flex-wrap:wrap;gap:0;margin-bottom:14px;
  background:rgba(20,30,56,.45);border:1px solid var(--border);border-radius:10px;
  padding:4px;overflow-x:auto;
}
body[data-theme="v5"] .v7-subtab{
  background:none;border:none;color:var(--text-3);
  padding:9px 13px;font-size:11.5px;font-weight:600;letter-spacing:.005em;
  border-radius:7px;cursor:pointer;font-family:inherit;white-space:nowrap;
  transition:all .15s;display:inline-flex;align-items:center;gap:5px;
}
body[data-theme="v5"] .v7-subtab:hover{color:#fff;background:rgba(99,102,241,.06)}
body[data-theme="v5"] .v7-subtab.active{
  background:linear-gradient(135deg,var(--gold) 0%,#A78230 100%);
  color:#0B1224;font-weight:700;box-shadow:0 2px 6px rgba(200,162,74,.25);
}
body[data-theme="v5"] .v7-subtab .cn-badge{display:inline-flex;align-items:center;justify-content:center;min-width:14px;height:14px;border-radius:7px;background:var(--negative);color:#fff;font-size:8.5px;font-weight:700;padding:0 4px;margin-left:4px}
body[data-theme="v5"] .v7-subtab.active .cn-badge{background:#0B1224;color:var(--gold)}

/* Sub-views */
body[data-theme="v5"] .v7-subview{display:none}
body[data-theme="v5"] .v7-subview.active{display:block;animation:v7Fade .25s ease}
@keyframes v7Fade{from{opacity:0;transform:translateY(2px)}to{opacity:1;transform:translateY(0)}}

/* v6 components inside v7 */
body[data-theme="v5"] .v6-verdict{
  background:linear-gradient(135deg,#0B1224 0%,#13182B 100%);
  border:1px solid rgba(200,162,74,.3);border-radius:12px;
  padding:18px 22px;margin-bottom:16px;position:relative;overflow:hidden;
}
body[data-theme="v5"] .v6-verdict::after{content:'';position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--gold)}
body[data-theme="v5"] .v6-verdict-label{font-size:9px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
body[data-theme="v5"] .v6-verdict-text{font-size:14px;line-height:1.7;color:#fff}
body[data-theme="v5"] .v6-verdict-text strong{color:var(--gold)}
body[data-theme="v5"] .v6-kpi-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:10px;margin-bottom:14px}
@media(max-width:1100px){body[data-theme="v5"] .v6-kpi-grid{grid-template-columns:repeat(4,1fr)}}
@media(max-width:700px){body[data-theme="v5"] .v6-kpi-grid{grid-template-columns:repeat(2,1fr)}}
body[data-theme="v5"] .v6-kpi-card{background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);border:1px solid var(--border);border-radius:10px;padding:11px 13px}
body[data-theme="v5"] .v6-kpi-card.gold{border-left:3px solid var(--gold)}
body[data-theme="v5"] .v6-kpi-card.cyan{border-left:3px solid var(--cyan-soft)}
body[data-theme="v5"] .v6-kpi-lbl{font-size:9px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--text-3);margin-bottom:5px}
body[data-theme="v5"] .v6-kpi-val{font-size:18px;font-weight:700;color:#fff;line-height:1.1;letter-spacing:-.01em;font-feature-settings:'tnum'}
body[data-theme="v5"] .v6-kpi-sub{font-size:10.5px;color:var(--text-3);margin-top:3px}
body[data-theme="v5"] .v6-sector-line{font-size:11.5px;color:var(--text-3);padding:8px 12px;border-left:2px solid var(--gold);background:rgba(200,162,74,.04);border-radius:0 6px 6px 0}
body[data-theme="v5"] .v6-sector-line strong{color:#fff}

body[data-theme="v5"] .v6-bc-tbl{width:100%;border-collapse:collapse;font-size:13px;color:var(--text-2)}
body[data-theme="v5"] .v6-bc-tbl th{background:rgba(20,30,56,.5);color:var(--text-3);padding:10px 12px;font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;border-bottom:1px solid var(--border);text-align:left}
body[data-theme="v5"] .v6-bc-tbl th.num{text-align:right}
body[data-theme="v5"] .v6-bc-tbl td{padding:9px 12px;border-bottom:1px solid rgba(148,163,200,.08);vertical-align:top}
body[data-theme="v5"] .v6-bc-tbl td.num{text-align:right;font-feature-settings:'tnum';color:#fff;font-weight:600}
body[data-theme="v5"] .v6-bc-tbl tr:hover td{background:rgba(99,102,241,.04)}
body[data-theme="v5"] .v6-bc-metric{color:#fff;font-weight:600}
body[data-theme="v5"] .v6-bc-comment{color:var(--text-2);font-size:12px}
body[data-theme="v5"] .v6-bc-fb-win{color:var(--gold);font-weight:700}
body[data-theme="v5"] .v6-bc-cp-win{color:var(--cyan-soft);font-weight:700}
body[data-theme="v5"] .v6-bc-tie{color:var(--text-3)}
body[data-theme="v5"] .v6-bc-verdict{margin-top:14px;padding:14px 18px;background:rgba(20,30,56,.5);border:1px solid var(--border);border-radius:10px;font-size:13px;color:var(--text-2);line-height:1.6}

body[data-theme="v5"] .v6-pos-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
@media(max-width:900px){body[data-theme="v5"] .v6-pos-kpis{grid-template-columns:repeat(2,1fr)}}
@media(max-width:500px){body[data-theme="v5"] .v6-pos-kpis{grid-template-columns:1fr}}

body[data-theme="v5"] .v6-wm-tbl{width:100%;border-collapse:collapse;font-size:12px;color:var(--text-2)}
body[data-theme="v5"] .v6-wm-tbl th{background:rgba(20,30,56,.5);color:var(--text-3);padding:9px 10px;font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;border-bottom:1px solid var(--border);text-align:left;white-space:nowrap}
body[data-theme="v5"] .v6-wm-tbl th.num{text-align:right}
body[data-theme="v5"] .v6-wm-tbl td{padding:8px 10px;border-bottom:1px solid rgba(148,163,200,.08);vertical-align:middle}
body[data-theme="v5"] .v6-wm-tbl td.num{text-align:right;font-feature-settings:'tnum';color:#fff;font-weight:600}
body[data-theme="v5"] .v6-wm-tbl tr:hover td{background:rgba(99,102,241,.04)}
body[data-theme="v5"] .v6-wm-prod{color:#fff;font-weight:600;white-space:nowrap}
body[data-theme="v5"] .v6-wm-action{color:var(--text-2);font-size:11.5px;line-height:1.5;max-width:280px;white-space:normal}

body[data-theme="v5"] .v6-storyline-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:14px}
@media(max-width:1000px){body[data-theme="v5"] .v6-storyline-grid{grid-template-columns:1fr}}
body[data-theme="v5"] .v6-story-card{display:flex;gap:14px;padding:16px 18px;background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);border:1px solid var(--border);border-radius:12px}
body[data-theme="v5"] .v6-story-positive{border-left:3px solid var(--positive)}
body[data-theme="v5"] .v6-story-negative{border-left:3px solid var(--negative)}
body[data-theme="v5"] .v6-story-neutral{border-left:3px solid var(--accent-blue)}
body[data-theme="v5"] .v6-story-letter{width:40px;height:40px;border-radius:10px;flex-shrink:0;display:flex;align-items:center;justify-content:center;background:rgba(200,162,74,.15);color:var(--gold);font-size:18px;font-weight:700}
body[data-theme="v5"] .v6-story-positive .v6-story-letter{background:var(--positive-bg);color:var(--positive)}
body[data-theme="v5"] .v6-story-negative .v6-story-letter{background:var(--negative-bg);color:var(--negative)}
body[data-theme="v5"] .v6-story-body{flex:1;min-width:0}
body[data-theme="v5"] .v6-story-title{font-size:13px;font-weight:700;color:#fff;margin-bottom:8px}
body[data-theme="v5"] .v6-story-what,body[data-theme="v5"] .v6-story-why,body[data-theme="v5"] .v6-story-action{font-size:11.5px;line-height:1.55;color:var(--text-2);margin-bottom:5px}
body[data-theme="v5"] .v6-story-what strong,body[data-theme="v5"] .v6-story-why strong{color:#fff;font-weight:600;margin-right:4px}
body[data-theme="v5"] .v6-story-action strong{color:var(--gold);margin-right:4px}

body[data-theme="v5"] .v6-de-section{background:linear-gradient(135deg,rgba(28,40,70,.55) 0%,rgba(20,30,56,.55) 100%);border:1px solid var(--border);border-radius:12px;padding:14px 16px;margin-bottom:12px}
body[data-theme="v5"] .v6-de-section-hd{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);margin-bottom:10px}
body[data-theme="v5"] .v6-de-interpret{margin-top:14px}

body[data-theme="v5"] .v6-ab-tbl{width:100%;border-collapse:collapse;font-size:12px;color:var(--text-2)}
body[data-theme="v5"] .v6-ab-tbl th{background:rgba(20,30,56,.5);color:var(--text-3);padding:9px 11px;font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;border-bottom:1px solid var(--border);text-align:left;white-space:nowrap}
body[data-theme="v5"] .v6-ab-tbl td{padding:9px 11px;border-bottom:1px solid rgba(148,163,200,.08);vertical-align:top}
body[data-theme="v5"] .v6-ab-tbl tr:hover td{background:rgba(99,102,241,.04)}
body[data-theme="v5"] .v6-ab-area{color:#fff;font-weight:600}
body[data-theme="v5"] .v6-ab-signal,body[data-theme="v5"] .v6-ab-action{color:var(--text-2);font-size:11.5px;max-width:260px;white-space:normal;line-height:1.45}
body[data-theme="v5"] .v6-ab-empty{text-align:center;padding:24px;color:var(--text-3);font-style:italic}

@media(max-width:700px){
  body[data-theme="v5"] .v6-verdict{padding:14px 16px}
  body[data-theme="v5"] .v6-verdict-text{font-size:12.5px;line-height:1.6}
  body[data-theme="v5"] .v6-bc-tbl,body[data-theme="v5"] .v6-wm-tbl,body[data-theme="v5"] .v6-ab-tbl{font-size:11px;min-width:600px}
  body[data-theme="v5"] .v6-bc-tbl th,body[data-theme="v5"] .v6-wm-tbl th,body[data-theme="v5"] .v6-ab-tbl th{font-size:8px;padding:7px 8px}
  body[data-theme="v5"] .v6-bc-tbl td,body[data-theme="v5"] .v6-wm-tbl td,body[data-theme="v5"] .v6-ab-tbl td{padding:7px 8px}
  body[data-theme="v5"] .v6-story-card{padding:12px 14px;gap:11px}
  body[data-theme="v5"] .v6-story-letter{width:32px;height:32px;font-size:14px}
  body[data-theme="v5"] .v7-subtab{padding:8px 10px;font-size:10.5px}
}